| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 | 1705 17TH ST, STE 100 DENVER, CO 80202 | KAISER FOUNDATION HEALTH PLAN INC | $19K | — | $19K | 1.20% |
| IMA, INC.3 | 1705 17TH ST, STE 100 DENVER, CO 80202 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $7K | $7K | 2.00% |
| IMA, INC.3 | 1705 17TH ST, STE 100 DENVER, CO 80202 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $4K | $4K | 1.89% |
| IMA, INC.3 | 1705 17TH ST, STE 100 DENVER, CO 80202 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | — | $15K | 13.68% |
| BSC AGENCY LLC3 | 1025 ASHWORTH RD., STE. 1010 WEST DES MOINES, IA 502653542 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 0.91% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 NEW YORK, NY 10087 | METROPOLITAN LIFE INSURANCE COMPANY | $47 | — | $47 | 0.04% |
| IMA, INC.3 | 1705 17TH ST, STE 100 DENVER, CO 80202 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $619 | — | $619 | 0.77% |
| IMA, INC.3 | 1705 17TH ST STE 100 DENVER, CO 80202 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | — | $6K | 13.69% |
| BSC AGENCY LLC3 Filed as: BSC AGENCY, LLC | 1025 ASHWORTH RD., STE. 1010 WEST DES MOINES, IA 502653542 | METROPOLITAN LIFE INSURANCE COMPANY | — | $376 | $376 | 0.91% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 NEW YORK, NY 10087 | METROPOLITAN LIFE INSURANCE COMPANY | $48 | — | $48 | 0.12% |
| IMA, INC.3 | 430 E. DOUGLAS AVE WICHITA, KS 67202 | ARAG INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| IMA, INC.3 | 1705 17TH ST STE 100 DENVER, CO 80202 | METROPOLITAN LIFE INSURANCE COMPANY | $68 | — | $68 | 17.94% |
| BSC AGENCY LLC3 | 1025 ASHWORTH RD., STE. 1010 WEST DES MOINES, IA 502653542 | METROPOLITAN LIFE INSURANCE COMPANY | $4 | — | $4 | 1.06% |
| IMA, INC.3 | 1705 17TH ST, STE 100 DENVER, CO 80202 | KAISER FOUNDATION HEALTH PLAN INC | $760 | — | $760 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,072 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 16 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,088 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 657 | $1.9M |
| Dental(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 1,159 | $939K |
| Vision | VISION SERVICE PLAN | 1,208 | $103K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,951 | $192K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,949 | $370K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,949 | $370K |
| Other(5 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,951 | $367K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,951 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.