| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CAPITAL PEAK LLC3 | 1390 NORTH MCDOWELL BOULEVARD SUITE G-283 PETALUMA, CA 94954 | SUN LIFE ASSURANCE COMPANY OF CANADA | $245K | — | $245K | 5.00% |
| ACRISURE LLC3 Filed as: ACRISURE SOUTHWEST PARTNERS INSURAN | — | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | $70K | $70K | 2.08% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA, LLC | 100 OTTAWA AVENUE SOUTHWEST GRAND RAPIDS, MI 49503 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18K | — | $18K | 3.54% |
| JOSEPH W CALABRO SR3 Filed as: JOSEPH W CALABRO | 36 ROBINHOOD DRIVE CRANBERRY TOWNSHIP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | — | $6K | 1.22% |
| BRIAN W PATTEN3 Filed as: BRIAN WILLIAM PATTEN | 121 BUCKTHORN ROAD BADEN, PA 15005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 0.93% |
| BRIAN W PATTEN3 Filed as: BRIAN WILLIAM PATTEN | 121 BUCKTHORN ROAD BADEN, PA 15005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.49% |
| HEATHER M BARTLEY3 | 602 BEAVER COURT WEXFORD, PA 15090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.30% |
| HEATHER M BARTLEY3 | 602 BEAVER COURT WEXFORD, PA 15090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.29% |
| MITCHELL D ELLIOTT3 Filed as: MITCHELL DANE ELLIOTT | 353 WEST 4TH STREET UNIT 304 CINCINNATI, OH 45202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.24% |
| BRANDI L DONLIN3 Filed as: BRANDI LYNN DONLIN | 525 JUSTUS AVENUE CAMEGIE, PA 15106 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.24% |
| DANIEL C HARRIS3 | 413 OAK RIDGE COURT MARS, PA 16046 | CONTINENTAL AMERICAN INSURANCE COMPANY | $977 | — | $977 | 0.20% |
| JOSEPH W CALABRO SR3 Filed as: JOSEPH W CALABRO | 36 ROBINHOOD DRIVE CRANBERRY TOWNSHIP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $906 | — | $906 | 0.18% |
| MATTHEW RYAN KIRKWOOD3 | 337 FIELDSRUN ROAD NEW CASTLE, PA 16105 | CONTINENTAL AMERICAN INSURANCE COMPANY | $864 | — | $864 | 0.17% |
| JAMES A SCOTT & SON INC3 | 1301 OLD GRAVES MILL ROAD LYNCHBURG, VA 24502 | CONTINENTAL AMERICAN INSURANCE COMPANY | $853 | — | $853 | 0.17% |
| BRIAN W PATTEN3 Filed as: BRIAN WILLIAM PATTEN | 121 BUCKTHORN ROAD BADEN, PA 15005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $566 | — | $566 | 0.11% |
| VICTOR NORDENFLYCHT-DARBY3 | 710 NORTH PASS AVENUE BURBANK, CA 91505 | CONTINENTAL AMERICAN INSURANCE COMPANY | $507 | — | $507 | 0.10% |
| BRANDI L DONLIN3 Filed as: BRANDI LYNN DONLIN | 525 JUSTUS AVENUE CAMEGIE, PA 15106 | CONTINENTAL AMERICAN INSURANCE COMPANY | $431 | — | $431 | 0.09% |
| VICTOR NORDENFLYCHT-DARBY3 | 710 NORTH PASS AVENUE BURBANK, CA 91505 | CONTINENTAL AMERICAN INSURANCE COMPANY | $421 | — | $421 | 0.08% |
| JOSEPH W CALABRO SR3 Filed as: JOSEPH W CALABRO | 36 ROBINHOOD DRIVE CRANBERRY TOWNSHIP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $410 | — | $410 | 0.08% |
| JONATHAN DAVID BESWARICK3 | 250 ESTATES DRIVE GIBSONIA, PA 15044 | CONTINENTAL AMERICAN INSURANCE COMPANY | $331 | — | $331 | 0.07% |
| PATRICK J SULLIVAN3 | 36 DESSERT HIGHLANDS DRIVE HENDERSON, NV 89052 | CONTINENTAL AMERICAN INSURANCE COMPANY | $315 | — | $315 | 0.06% |
| PATRICK JOHN CALABRO3 | 11 LAWSON AVENUE PITTSBURGH, PA 15205 | CONTINENTAL AMERICAN INSURANCE COMPANY | $225 | — | $225 | 0.05% |
| KEVIN J DICKHERBER3 Filed as: KEVIN JOSEPH DICKHERBER | 7571 NORTH FALL CREEK DRIVE COLUMBIA, MO 65202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $200 | — | $200 | 0.04% |
| MICHAEL S CLISE3 | 361 LITTLE CREEK ROAD HARMONY, PA 16037 | CONTINENTAL AMERICAN INSURANCE COMPANY | $188 | — | $188 | 0.04% |
| NICOLE A MAY3 Filed as: NICOLE ANDREA MAY | 7110 WEST ORCHARD LAKE ROAD APARTMENT 3001 WEST BLOOMFIELD, MI 48322 | CONTINENTAL AMERICAN INSURANCE COMPANY | $163 | — | $163 | 0.03% |
| LUCAS S PATTEN3 | 165 SEWICKLEY FARM CIRCLE MARS, PA 16046 | CONTINENTAL AMERICAN INSURANCE COMPANY | $162 | — | $162 | 0.03% |
| MITCHELL D ELLIOTT3 Filed as: MITCHELL DANE ELLIOTT | 353 WEST 4TH STRRET UNIT 304 CINCINNATI, OH 45202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $158 | — | $158 | 0.03% |
| MICHELLE ANN DERAS3 | PO BOX 365 WEST COVINA, CA 91793 | CONTINENTAL AMERICAN INSURANCE COMPANY | $151 | — | $151 | 0.03% |
| DUSTIN T HARRIS3 | 915 COLORADO AVENUE GLENWOOD SPRINGS, CO 81601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $133 | — | $133 | 0.03% |
| HENSLEY A AKIBOH3 Filed as: HENSLEY ALAN AKIBOH | 120 MARGUERITE DRIVE 101 CRANBERRY TOWNSHIP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $127 | — | $127 | 0.03% |
| NICOLE A MAY3 Filed as: NICOLE ANDREA MAY | 7110 WEST ORCHARD LAKE ROAD APARTMENT 3001 WEST BLOOMFIELD, MI 48322 | CONTINENTAL AMERICAN INSURANCE COMPANY | $118 | — | $118 | 0.02% |
| MARK LEWIS BIALOCK3 | 5308 CORTE PLAYA JACINTO SAN DIEGO, CA 92124 | CONTINENTAL AMERICAN INSURANCE COMPANY | $113 | — | $113 | 0.02% |
| CATHERINE KIES GOHL3 | 6036 RANCHO MISSION ROAD #347 SAN DIEGO, CA 92108 | CONTINENTAL AMERICAN INSURANCE COMPANY | $105 | — | $105 | 0.02% |
| AARON C EVERLY3 Filed as: AARON CHRISTOPHER EVERLY | 2101 CORONA ROAD SUITE 201 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $103 | — | $103 | 0.02% |
| ELISSAR AKAR3 | 1350 NORTH ESCONDIDO BOULEVARD 27 ESCONDIDO, CA 92026 | CONTINENTAL AMERICAN INSURANCE COMPANY | $96 | — | $96 | 0.02% |
| MELISSA L COLEMAN3 | 28803 DIAMONDHEAD SOUTH MONTGOMERY, TX 77356 | CONTINENTAL AMERICAN INSURANCE COMPANY | $94 | — | $94 | 0.02% |
| BARTON W IRBY3 Filed as: BARTON WAYNE IRBY | 1762 BRISTOL FARMS COURT GRAYSON, GA 30017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $88 | — | $88 | 0.02% |
| GARY CIELASZYK3 Filed as: GARY LANE CIELASZYK | 2158 CUMBERLAND PARKWAY SOUTHEAST APARTMENT 4206 ATLANTA, GA 30339 | CONTINENTAL AMERICAN INSURANCE COMPANY | $73 | — | $73 | 0.01% |
| MATTHEW S MCCLAY3 | 1086 MANSFIELD AVENUE INDIANA, PA 15701 | CONTINENTAL AMERICAN INSURANCE COMPANY | $67 | — | $67 | 0.01% |
| ALICIA B CLIFTON3 Filed as: ALICIA BEAZLEY CLIFTON | 1715 SPARTAN LANE HOSCHTON, GA 30548 | CONTINENTAL AMERICAN INSURANCE COMPANY | $66 | — | $66 | 0.01% |
| NICOLE LYNN RIHANEK3 | 1025 2ND AVENUE EAST APARTMENT 4312 BRADENTON, FL 34208 | CONTINENTAL AMERICAN INSURANCE COMPANY | $63 | — | $63 | 0.01% |
| RUBEN ROSA3 | 933 LEE ROAD 200 ORLANDO, FL 32810 | CONTINENTAL AMERICAN INSURANCE COMPANY | $61 | — | $61 | 0.01% |
| KAYLA A SADLER3 Filed as: KAYLA ANN SADLER | 1052 LIVOMO DRIVE OAKDALE, PA 15071 | CONTINENTAL AMERICAN INSURANCE COMPANY | $53 | — | $53 | 0.01% |
| WHITNEY L MILLWOOD3 | 1763 FIDDLERS RIDGE DRIVE FLEMING ISLAND, FL 32003 | CONTINENTAL AMERICAN INSURANCE COMPANY | $52 | — | $52 | 0.01% |
| WILLIAM WARDLAW JR3 Filed as: WILLIAM MERRITT WARDLAW JR | 195 GARFIELD STREET SANTA ROSA BEACH, FL 32459 | CONTINENTAL AMERICAN INSURANCE COMPANY | $48 | — | $48 | 0.01% |
| RENEE SUZANNE CORSO3 | 2206 NORTH LAMER STREET BURBANK, CA 91504 | CONTINENTAL AMERICAN INSURANCE COMPANY | $44 | — | $44 | 0.01% |
| LANCE J MILLER3 | 17133 KNOLL DALE TRAIL CONROE, TX 77385 | CONTINENTAL AMERICAN INSURANCE COMPANY | $42 | — | $42 | 0.01% |
| STEPHANIE A REYNOSO3 Filed as: STEPHANIE ANN REYNOSO | 21 CERVANTES NEWPORT BEACH, CA 92660 | CONTINENTAL AMERICAN INSURANCE COMPANY | $39 | — | $39 | 0.01% |
| NICHOLAS BRICE MARCUM3 | 2811 CAMINITO CAPE SEBASTIAN CARDIFF, CA 92007 | CONTINENTAL AMERICAN INSURANCE COMPANY | $38 | — | $38 | 0.01% |
| PAULA C. FRIZZELL3 Filed as: PAULA CUMMINS FRIZZELL | 945 STAR SHOOT PARKWAY LEXINGTON, KY 40509 | CONTINENTAL AMERICAN INSURANCE COMPANY | $32 | — | $32 | 0.01% |
| VICTOR NORDENFLYCHT-DARBY3 | 710 NORTH PASS AVENUE BURBANK, CA 91505 | CONTINENTAL AMERICAN INSURANCE COMPANY | $32 | — | $32 | 0.01% |
| ADAM LECHTENBERG3 | 5493 WATERFRONT DRIVE SOUTH COLUMBIA, MO 65202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $29 | — | $29 | 0.01% |
| KHS BENEFITS LLC3 | 19 PHYLLIS DRIVE IMPERIAL, PA 15126 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22 | — | $22 | 0.00% |
| TIFFANY A TREVINO3 Filed as: TIFFANY ANNE TREVINO | 6718 BAMHURST SAN DIEGO, CA 92117 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20 | — | $20 | 0.00% |
| JENNIFER L. WYLIE3 Filed as: JENNIFER L WYLIE | 1157 EAST NEWPORT AVENUE HERMISTON, OR 97838 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.00% |
| RONALD W ANDERSON3 | 612 WYANDOTTE STREET IRWIN, PA 15642 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | 0.00% |
| SUSAN C. HAMA3 Filed as: SUSAN CAROL HAMA | 7778 PASEO LA JOLLA CARLSBAD, CA 92009 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16 | — | $16 | 0.00% |
| CHRISTOPHER L KENNEDY3 Filed as: CHRISTOPHER LEE KENNEDY | 2532 CHAMOMILE LANE CARLSBAD, CA 92008 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16 | — | $16 | 0.00% |
| SMITH BENEFITS CONSULTING GROUP3 Filed as: SMITH BENEFITS CONSULTING GROUP LLC | 243 TAMARACK DRIVE MARS, PA 16046 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16 | — | $16 | 0.00% |
| HENSLEY A AKIBOH3 Filed as: HENSLEY ALAN AKIBOH | 120 MARGUERITE DRIVE 101 CRANBERRY TOWNSHIP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15 | — | $15 | 0.00% |
| MARIANNE E SULLIVAN3 Filed as: MARIANNE ELIZABETH SULLIVAN | 305 WATERFORD COURT CRANBERRY TOWNSHIP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.00% |
| JACQUELINE VAN SCYOC3 Filed as: JACQUELINE D WINTERTON | 12476 WEST ARDYCE DRIVE BOISE, ID 83713 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.00% |
| DEREK P SMITH3 Filed as: DEREK PRITCHARD SMITH | 801 PANOROMA DRIVE DRIPPING SPRINGS, TX 78620 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | 0.00% |
| MICHAEL A. BITTEL3 Filed as: MICHAEL ANTHONY BITTEL | 129 MARION DRIVE MCMURRAY, PA 15317 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | 0.00% |
| TANISHIA J SKIPPER3 Filed as: TANISHIA JANIECE SKIPPER | 1740 HUDSON BRIDGE ROAD #1032 STOCKBRIDE, GA 30281 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | 0.00% |
| CATHERINE KIES GOHL3 | 6036 RANCHO MISSION ROAD #347 SAN DIEGO, CA 92108 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 0.00% |
| GAIL ELAINE THOMAS SIPKO3 | 21714 SARASOTA SPICE STREET TOMBALL, TX 77377 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 0.00% |
| GRACE ASPRAY3 | 24875 PRIELIPP ROAD APARTMENT 321 WILDOMAR, CA 92595 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.00% |
| KRISTEN NICOLE WILKINS3 | 287 DERRY RIDGE ROAD LIGONIER, PA 15658 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.00% |
| LINDA A LECIEJEWSKI3 Filed as: LINDA ANNE LECIEJEWSKI | 1327 SPIRIT FALLS DRIVE FRISCO, TX 75033 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.00% |
| ABEL RIOS3 | 2815 NINOVAN LANE MINOOKA, IL 60447 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.00% |
| JMP BENEFITS GROUP INC3 | 525 NORTH MAIN STREET BUTLER, PA 16001 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.00% |
| JAMES J SCHAMBER3 | 6000 EAST EVANS AVENUE BUILDING 1, SUITE 300 DENVER, CO 80222 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| MICHAEL J KELLY3 Filed as: MICHAEL JOSEPH KELLY | 314 OAKMONT DRIVE PITTSBURGH, PA 15229 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.00% |
| MEISTER INSURANCE SERVICES INC3 | 39719 RANCHWOOD DRIVE MURRIETA, CA 92563 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| AMANDA BATES3 Filed as: AMANDA MARIE DEASY | 524 WEST 7TH AVENUE APARTMENT 4 WEST HOMESTEAD, PA 15120 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| DANIEL C HARRIS3 | 413 OAK RIDGE COURT MARS, PA 16046 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| MICHELE L HOGAN3 Filed as: MICHELE HOGAN | 940 HIGHMEYER ROAD HARBORCREEK, PA 16421 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| BRENDAN DEASY3 Filed as: BRENDAN WILLIAM DEASY | 580 HAZELWOOD AVENUE PITTSBURGH, PA 15207 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| ROBERT SHEPARD COOPER3 | 19 SOUTH HIGHLAND DRIVE SANGER, TX 76266 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| JEFFREY CORREAL3 Filed as: JEFFREY SCOTT CORREAL | 442 DUCK HOLLOW ROAD UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| CYNTHIA KAY PATTEN3 | 121 BUCKTHOM ROAD BADEN, PA 15005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| TIFFANY A TREVINO3 Filed as: TIFFANY ANNE TREVINO | 6718 BAMHURST SAN DEIGO, CA 92117 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| GROUP BENEFITS LTD3 | 12006 RIDGEMONT DRIVE URBANDALE, IA 50323 | SUN LIFE ASSURANCE COMPANY OF CANADA | $88 | — | $88 | 3.94% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA LLC | 100 OTTAWA AVENUE SOUTHWEST GRAND RAPIDS, MI 49503 | SUN LIFE ASSURANCE COMPANY OF CANADA | $32 | — | $32 | 1.43% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,787 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 17 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,804 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 2,876 | $3.4M |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 2,876 | $3.4M |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 2,876 | $3.4M |
| Short-term disability(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 2,876 | $3.9M |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 2,876 | $3.4M |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,311 | $4.9M |
| Other(3 contracts, 3 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 2,876 | $4.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,876 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.