| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 2415 EAST CAMELBACK ROAD SUITE 420 PHOENIX, AZ 85016 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $40K | $40K | 3.19% |
| INSGROUP INC3 Filed as: STRUNK INSURANCE GROUP INC THE | 14425 NORTH 7TH STREET SUITE 102 PHOENIX, AZ 85022 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $12K | $12K | 0.98% |
| INSGROUP INC3 Filed as: STRUNK INSURANCE GROUP INC THE | 14425 NORTH 7TH STREET SUITE 102 PHOENIX, AZ 85022 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $8K | $8K | 4.20% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 2415 EAST CAMELBACK ROAD SUITE 420 PHOENIX, AZ 85016 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $49 | $49 | 0.03% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, IN | 701 B STREET SAN DIEGO, CA 92101 | DELTA DENTAL OF ARIZONA | $4K | — | $4K | 6.12% |
| INSGROUP INC3 Filed as: STRUNK INSURANCE GROUP, THE | SUITE 102 PHOENIX, AZ 85022 | DELTA DENTAL OF ARIZONA | $2K | — | $2K | 3.18% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICE | 2415 EAST CAMELBACK ROAD SUITE 420 PHOENIX, AZ 85016 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 7.25% |
| STRUNK INSURANCE GROUP3 | 14425 NORTH 7TH STREET SUITE 102 PHOENIX, AZ 85022 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $585 | — | $585 | 2.32% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 701 B STREET FLOOR 6 SAN DIEGO, CA 92101 | VISION SERVICE PLAN | $1K | — | $1K | 6.91% |
| STRUNK INSURANCE GROUP3 Filed as: THE STRUNK INSURANCE GROUP, INC. | 14425 NORTH 7TH STREET SUITE 102 PHOENIX, AZ 85022 | VISION SERVICE PLAN | $470 | — | $470 | 3.09% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICE | 2415 EAST CAMELBACK ROAD SUITE 420 PHOENIX, AZ 85016 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $606 | — | $606 | 7.61% |
| STRUNK INSURANCE GROUP3 | 14425 NORTH 7TH STREET SUITE 102 PHOENIX, AZ 85022 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $190 | — | $190 | 2.39% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | — | ALPHA DENTAL OF ARIZONA, INC. | $311 | — | $311 | 5.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICE | 2415 EAST CAMELBACK ROAD SUITE 420 PHOENIX, AZ 85016 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $134 | — | $134 | 7.69% |
| STRUNK INSURANCE GROUP3 | 14425 NORTH 7TH STREET SUITE 102 PHOENIX, AZ 85022 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $40 | — | $40 | 2.29% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICE | 2415 EAST CAMELBACK ROAD SUITE 420 PHOENIX, AZ 85016 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $98 | — | $98 | 7.57% |
| STRUNK INSURANCE GROUP3 | 14425 NORTH 7TH STREET SUITE 102 PHOENIX, AZ 85022 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $31 | — | $31 | 2.39% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 213 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 214 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | UNITEDHEALTHCARE INSURANCE COMPANY | 202 | $1.4M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF ARIZONA | 103 | $77K |
| Vision | VISION SERVICE PLAN | 100 | $15K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 206 | $25K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 12 | $2K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 21 | $8K |
| Other(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 206 | $27K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 206 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.