| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 2415 E CAMELBACK RD STE 420 PHOENIX, AZ 850169205 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $47K | $47K | 4.17% |
| ALLIANT INSURANCE SERVICES, INC.3 | 2415 EAST CAMELBACK ROAD, SUITE 420 PHOENIX, AZ 85016 | PREMIER ACCESS INSURANCE COMPANY | $5K | — | $5K | 9.03% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICE | 2415 EAST CAMELBACK ROAD, SUITE 420 PHOENIX, AZ 85016 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 10.00% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B ST FL 6 SAN DIEGO, CA 921018101 | VISION SERVICE PLAN | $1K | — | $1K | 10.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 2415 EAST CAMELBACK ROAD, SUITE 420 PHOENIX, AZ 85016 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $832 | — | $832 | 10.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICE | 2415 EAST CAMELBACK ROAD, SUITE 420 PHOENIX, AZ 85016 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $200 | — | $200 | 9.99% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICE | 2415 EAST CAMELBACK ROAD, SUITE 420 PHOENIX, AZ 85016 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $134 | — | $134 | 9.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 208 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 209 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 145 | $1.1M |
| Dental | PREMIER ACCESS INSURANCE COMPANY | 214 | $56K |
| Vision | VISION SERVICE PLAN | 94 | $13K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 332 | $25K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 15 | $2K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 38 | $8K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 228 | $1K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 332 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.