| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| VON KAMPEN-BILINSKI, MARGRIT3 | 7330 EAST CONQUISTADORS DRIVE SCOTTSDALE, AZ 85255 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $14K | $77K | $91K | 5.42% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | — | $36K | $36K | 2.17% |
| MARGRIT A VONKAMPER-BILIN3 Filed as: MARGRIT ANNE VONKAMPEN-BILINSKI | 7330 EAST CONQUISTADORES DRIVE SCOTTSDALE, AZ 85255 | KAISER FOUNDATION HEALTH PLAN INC | $6K | — | $6K | 3.00% |
| MARGRIT A VONKAMPER-BILIN3 Filed as: MARGRIT ANNE VONKAMPEN-BILINSKI | 7330 EAST CONQUISTADORES DRIVE SCOTTSDALE, AZ 85255 | KAISER FOUNDATION HEALTH PLAN INC | $2K | — | $2K | 3.51% |
| MARGRIT A VONKAMPER-BILIN3 | PO BOX 13898 SCOTTSDALE, AZ 85267 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 4.97% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $2K | $2K | 4.97% |
| MARGRIT A VONKAMPER-BILIN3 | PO BOX 13898 SCOTTSDALE, AZ 85267 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 5.00% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $1K | $1K | 5.00% |
| MARGRIT A VONKAMPER-BILIN3 Filed as: MARGRIT A VONKAMPEN-BILIN | PO BOX 13898 SCOTTSDALE, AZ 85267 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 5.00% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $1K | $1K | 5.00% |
| MARGRIT A VONKAMPER-BILIN3 | PO BOX 13898 SCOTTSDALE, AZ 85267 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 5.00% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $1K | $1K | 5.00% |
| MARGRIT A VONKAMPER-BILIN3 | PO BOX 13898 SCOTTSDALE, AZ 85267 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $102 | — | $102 | 5.51% |
| ROGERS BENEFIT GROUP INC3 | 7310 NORTH 16TH STREET SUITE 226 PHOENIX, AZ 85020 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $9 | $93 | $102 | 5.51% |
| MARGRIT A VONKAMPER-BILIN3 | PO BOX 13898 SCOTTSDALE, AZ 85267 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $37 | — | $37 | 4.98% |
| ROGERS BENEFIT GROUP INC3 | 7310 NORTH 16TH STREET SUITE 226 PHOENIX, AZ 85020 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $37 | $37 | 4.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 262 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 266 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 206 | $2.0M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 206 | $1.7M |
| Vision | VISION SERVICE PLAN | 174 | $25K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 262 | $63K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 262 | $23K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 262 | $25K |
| Other(3 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 262 | $38K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 262 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.