| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| VON KAMPEN-BILINSKI, MARGRIT3 | 26710 NORTH 24TH AVENUE PO BOX 13898 SCOTTSDALE, AZ 85085 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $15K | $76K | $91K | 5.45% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | — | $37K | $37K | 2.18% |
| MARGRIT A VONKAMPER-BILIN3 Filed as: MARGRIT ANNE VONKAMPEN-BILINSKI | 3935 EAST ROUGH RIDER ROAD UNIT 1284 PHOENIX, AZ 85050 | KAISER FOUNDATION HEALTH PLAN INC | $10K | — | $10K | 3.19% |
| MARGRIT A VONKAMPER-BILIN3 | PO BOX 13898 SCOTTSDALE, AZ 85267 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 5.00% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $2K | $2K | 5.00% |
| MARGRIT A VONKAMPER-BILIN3 | PO BOX 13898 SCOTTSDALE, AZ 85267 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 5.00% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $1K | $1K | 5.00% |
| MARGRIT A VONKAMPER-BILIN3 | PO BOX 13898 SCOTTSDALE, AZ 85267 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $850 | — | $850 | 5.00% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $850 | $850 | 5.00% |
| MARGRIT A VONKAMPER-BILIN3 | PO BOX 13898 SCOTTSDALE, AZ 85267 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $755 | — | $755 | 5.00% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $755 | $755 | 5.00% |
| MARGRIT A VONKAMPER-BILIN3 Filed as: MARGRIT VON KAMPEN-BILINSKI | 26710 NORTH 24TH AVENUE PO BOX 13898 SCOTTSDALE, AZ 85085 | CIGNA DENTAL HEALTH OF FLORIDA, INC. | $1K | — | $1K | 10.05% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | CIGNA DENTAL HEALTH OF FLORIDA, INC. | — | $442 | $442 | 4.00% |
| MARGRIT A VONKAMPER-BILIN3 Filed as: MARGRIT VON KAMPEN-BILINSKI | 26710 NORTH 24TH AVENUE PO BOX 13898 SCOTTSDALE, AZ 85085 | CIGNA DENTAL HEALTH OF CALIFORNIA, INC. | $893 | — | $893 | 10.05% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | CIGNA DENTAL HEALTH OF CALIFORNIA, INC. | — | $355 | $355 | 4.00% |
| MARGRIT A VONKAMPER-BILIN3 Filed as: MARGRIT VON KAMPEN-BILINSKI | 26710 NORTH 24TH AVENUE PO BOX 13898 SCOTTSDALE, AZ 85085 | CIGNA DENTAL HEALTH OF COLORADO, INC. | $323 | — | $323 | 10.05% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | CIGNA DENTAL HEALTH OF COLORADO, INC. | — | $129 | $129 | 4.01% |
| MARGRIT A VONKAMPER-BILIN3 | PO BOX 13898 SCOTTSDALE, AZ 85267 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $102 | — | $102 | 4.24% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $102 | $102 | 4.24% |
| MARGRIT A VONKAMPER-BILIN3 Filed as: MARGRIT VON KAMPEN-BILINSKI | 26710 NORTH 24TH AVENUE PO BOX 13898 SCOTTSDALE, AZ 85085 | CIGNA DENTAL HEALTH PLAN OF ARIZONA, INC. | $159 | — | $159 | 10.08% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | CIGNA DENTAL HEALTH PLAN OF ARIZONA, INC. | — | $63 | $63 | 3.99% |
| MARGRIT A VONKAMPER-BILIN3 Filed as: MARGRIT VON KAMPEN-BILINSKI | 26710 NORTH 24TH AVENUE PO BOX 13898 SCOTTSDALE, AZ 85085 | CIGNA DENTAL HEALTH OF NEW JERSEY, INC. | $147 | — | $147 | 10.06% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | CIGNA DENTAL HEALTH OF NEW JERSEY, INC. | — | $58 | $58 | 3.97% |
| MARGRIT A VONKAMPER-BILIN3 Filed as: MARGRIT VON KAMPEN-BILINSKI | 26710 NORTH 24TH AVENUE PO BOX 13898 SCOTTSDALE, AZ 85085 | CIGNA DENTAL HEALTH OF ILLNOIS, INC. | $141 | — | $141 | 10.05% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | CIGNA DENTAL HEALTH OF ILLNOIS, INC. | — | $56 | $56 | 3.99% |
| MARGRIT A VONKAMPER-BILIN3 Filed as: MARGRIT VON KAMPEN-BILINSKI | 26710 NORTH 24TH AVENUE PO BOX 13898 SCOTTSDALE, AZ 85085 | CIGNA DENTAL HEALTH OF NORTH CAROLINA, INC. | $135 | — | $135 | 10.04% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | CIGNA DENTAL HEALTH OF NORTH CAROLINA, INC. | — | $54 | $54 | 4.01% |
| MARGRIT A VONKAMPER-BILIN3 Filed as: MARGRIT VON KAMPEN-BILINSKI | 26710 NORTH 24TH AVENUE PO BOX 13898 SCOTTSDALE, AZ 85085 | CIGNA DENTAL HEALTH OF TEXAS, INC. | $112 | — | $112 | 10.08% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | CIGNA DENTAL HEALTH OF TEXAS, INC. | — | $44 | $44 | 3.96% |
| MARGRIT A VONKAMPER-BILIN3 | PO BOX 13898 SCOTTSDALE, AZ 85267 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $34 | — | $34 | 4.22% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $34 | $34 | 4.22% |
| MARGRIT A VONKAMPER-BILIN3 Filed as: MARGRIT VON KAMPEN-BILINSKI | 26710 NORTH 24TH AVENUE PO BOX 13898 SCOTTSDALE, AZ 85085 | CIGNA DENTAL HEALTH OF MISSOURI, INC. | $53 | — | $53 | 10.08% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | CIGNA DENTAL HEALTH OF MISSOURI, INC. | — | $21 | $21 | 3.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 272 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 275 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 238 | $2.0M |
| Dental(10 contracts, 10 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 238 | $1.7M |
| Vision | VISION SERVICE PLAN | 158 | $22K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 272 | $51K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 272 | $15K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 272 | $24K |
| Other(3 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 272 | $38K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 272 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.