| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARGRIT A VONKAMPER-BILIN3 Filed as: MARGRIT VON KAMPEN-BILINSKI | 7330 EAST CONQUISTADORS DRIVE SCOTTSDALE, AZ 85255 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $17K | $87K | $104K | 5.45% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | — | $42K | $42K | 2.18% |
| MARGRIT A VONKAMPER-BILIN3 Filed as: MARGRIT ANNE VONKAMPEN-BILINSKI | 3935 EAST ROUGH RIDER ROAD UNIT 1284 PHOENIX, AZ 85050 | KAISER FOUNDATION HEALTH PLAN INC | $8K | — | $8K | 3.04% |
| MARGRIT A VONKAMPER-BILIN3 Filed as: MARGRIT A VONKAMPEN-BILIN | PO BOX 13898 SCOTTSDALE, AZ 85267 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 4.60% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $1K | $1K | 4.60% |
| MARGRIT A VONKAMPER-BILIN3 Filed as: MARGRIT A VONKAMPEN-BILINSKI | PO BOX 13898 SCOTTSDALE, AZ 85267 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 5.50% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $115 | $1K | $1K | 5.50% |
| MARGRIT A VONKAMPER-BILIN3 Filed as: MARGRIT A VONKAMPEN-BILINSKI | PO BOX 13898 SCOTTSDALE, AZ 85267 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $926 | — | $926 | 5.00% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $926 | $926 | 5.00% |
| MARGRIT A VONKAMPER-BILIN3 Filed as: MARGRIT VONKAMPER-BILINSKI | 7330 EAST CONQUISTADORS DRIVE SCOTTSDALE, AZ 85255 | CIGNA DENTAL HEALTH OF CALIFORNIA, INC. | $1K | — | $1K | 10.00% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | CIGNA DENTAL HEALTH OF CALIFORNIA, INC. | — | $528 | $528 | 4.00% |
| MARGRIT A VONKAMPER-BILIN3 | PO BOX 13898 SCOTTSDALE, AZ 85267 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $629 | — | $629 | 5.00% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $629 | $629 | 5.00% |
| MARGRIT A VONKAMPER-BILIN3 Filed as: MARGRIT VONKAMPER-BILINSKI | 7330 EAST CONQUISTADORS DRIVE SCOTTSDALE, AZ 85255 | CIGNA DENTAL HEALTH OF FLORIDA, INC. | $768 | — | $768 | 10.00% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | CIGNA DENTAL HEALTH OF FLORIDA, INC. | — | $307 | $307 | 4.00% |
| MARGRIT A VONKAMPER-BILIN3 Filed as: MARGRIT VONKAMPER-BILINSKI | 7330 EAST CONQUISTADORS DRIVE SCOTTSDALE, AZ 85255 | CIGNA DENTAL HEALTH OF NORTH CAROLINA, INC. | $258 | — | $258 | 10.02% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | CIGNA DENTAL HEALTH OF NORTH CAROLINA, INC. | — | $103 | $103 | 4.00% |
| MARGRIT A VONKAMPER-BILIN3 Filed as: MARGRIT VONKAMPER-BILINSKI | 7330 EAST CONQUISTADORS DRIVE SCOTTSDALE, AZ 85255 | CIGNA DENTAL HEALTH OF TEXAS, INC. | $239 | — | $239 | 10.00% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | CIGNA DENTAL HEALTH OF TEXAS, INC. | — | $96 | $96 | 4.02% |
| MARGRIT A VONKAMPER-BILIN3 Filed as: MARGRIT VONKAMPER-BILINSKI | 7330 EAST CONQUISTADORS DRIVE SCOTTSDALE, AZ 85255 | CIGNA DENTAL HEALTH PLAN OF ARIZONA, INC. | $198 | — | $198 | 10.02% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | CIGNA DENTAL HEALTH PLAN OF ARIZONA, INC. | — | $79 | $79 | 4.00% |
| MARGRIT A VONKAMPER-BILIN3 | PO BOX 13898 SCOTTSDALE, AZ 85267 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $93 | — | $93 | 5.02% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $93 | $93 | 5.02% |
| MARGRIT A VONKAMPER-BILIN3 Filed as: MARGRIT VONKAMPER-BILINSKI | 7330 EAST CONQUISTADORS DRIVE SCOTTSDALE, AZ 85255 | CIGNA DENTAL HEALTH OF MISSOURI, INC. | $110 | — | $110 | 9.96% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | CIGNA DENTAL HEALTH OF MISSOURI, INC. | — | $44 | $44 | 3.99% |
| MARGRIT A VONKAMPER-BILIN3 Filed as: MARGRIT VONKAMPER-BILINSKI | 7330 EAST CONQUISTADORS DRIVE SCOTTSDALE, AZ 85255 | CIGNA DENTAL HEALTH OF COLORADO, INC. | $97 | — | $97 | 10.04% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | CIGNA DENTAL HEALTH OF COLORADO, INC. | — | $39 | $39 | 4.04% |
| MARGRIT A VONKAMPER-BILIN3 Filed as: MARGRIT VONKAMPER-BILINSKI | 7330 EAST CONQUISTADORS DRIVE SCOTTSDALE, AZ 85255 | CIGNA DENTAL HEALTH OF ILLINOIS, INC. | $92 | — | $92 | 10.00% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | CIGNA DENTAL HEALTH OF ILLINOIS, INC. | — | $37 | $37 | 4.02% |
| MARGRIT A VONKAMPER-BILIN3 Filed as: MARGRIT VONKAMPER-BILINSKI | 7330 EAST CONQUISTADORS DRIVE SCOTTSDALE, AZ 85255 | CIGNA HEALTH DENTAL OF NEW JERSEY, INC. | $83 | — | $83 | 10.02% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | CIGNA HEALTH DENTAL OF NEW JERSEY, INC. | — | $33 | $33 | 3.99% |
| MARGRIT A VONKAMPER-BILINSKI3 | PO BOX 13898 SCOTTSDALE, AZ 85267 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $31 | — | $31 | 5.01% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $31 | $31 | 5.01% |
| MARGRIT A VONKAMPER-BILIN3 Filed as: MARGRIT VORKAMPER-BILINSKI | 7330 EAST CONQUISTADORS DRIVE SCOTTSDALE, AZ 85255 | CIGNA DENTAL HEALTH OF KANSAS, INC. | $18 | — | $18 | 9.78% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | CIGNA DENTAL HEALTH OF KANSAS, INC. | — | $7 | $7 | 3.80% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 289 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 291 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 231 | $2.2M |
| Dental(11 contracts, 11 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 231 | $1.9M |
| Vision(2 contracts) | VISION SERVICE PLAN | 210 | $52K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 270 | $47K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 54 | $13K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 270 | $23K |
| Other(4 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 270 | $1.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 270 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.