| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE INSURANCE GROUP3 Filed as: INSURANCE GROUP | 143 W 5TH STREET OXNARD, CA 93030 | BLUE CROSS OF CALIFORNIA | $124K | $0 | $124K | 5.24% |
| THE INSURANCE GROUP3 Filed as: INSURANCE GROUP | 143 W 5TH STREET OXNARD, CA 93030 | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | $19K | $0 | $19K | 6.24% |
| INSGROUP INC3 Filed as: THE INSURANCE GROUP DBA BARKLEY | 143 W 5TH STREET OXNARD, CA 93030 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $9K | $0 | $9K | 14.55% |
| INSGROUP INC3 Filed as: THE INSURANCE GROUP DBA BARKLEY | 143 W 5TH STREET OXNARD, CA 93030 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $2K | $9K | 20.52% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: BARKLEY INS & RISK MGMT | 143 W 5TH STREET OXNARD, CA 93030 | EYEMED VISION CARE | $5K | $0 | $5K | 12.46% |
| INSGROUP INC3 Filed as: THE INSURANCE GROUP DBA BARKLEY | 143 W 5TH STREET OXNARD, CA 93030 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $628 | $4K | 13.05% |
| THE INSURANCE GORUP DBA BARKLEY INS3 | 143 W 5TH ST. OXNARD, CA 93030 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $618 | $0 | $618 | 4.51% |
| ENROLLEASE3 Filed as: ENROLLEASE LLC EASECENTRAL | 1980 FESTIVAL PLAZA DR. STE. 330 LAS VEGAS, NV 89135 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $411 | $0 | $411 | 3.00% |
| INSGROUP INC3 Filed as: THE INSURANCE GROUP DBA BARKLEY INS | 143 W 5TH STREET OXNARD, CA 93030 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $60 | $1K | 15.74% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 388 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 398 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS OF CALIFORNIA | 502 | $2.4M |
| Dental | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 497 | $306K |
| Vision | EYEMED VISION CARE | 515 | $42K |
| Life insurance(3 contracts, 2 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 497 | $379K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 388 | $31K |
| Long-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 388 | $39K |
| Other(5 contracts, 3 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 497 | $452K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 515 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.