Welfare broker

THE INSURANCE GROUP

Mailing address (most recent filing)

116 RESERVOIR ST

HARRISONBURG, VA 22801

Total comp: $222K
Commissions: $203K
Fees: $19K
Filings: 19
Sponsors: 19

Carrier mix

Where THE INSURANCE GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SENTARA HEALTH PLAN100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SENTARA HEALTH PLAN	2	$2.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VA	2	$2.3M	0.1%	45.89x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of THE INSURANCE GROUP's plans by broker comp / premium ratio. Median 4.81% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of THE INSURANCE GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where THE INSURANCE GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FOOT LEVELERS INC FOOT LEVELERS INC WELFARE BENEFIT PLAN	VA	$1.5M	$54K	SENTARA HEALTH PLAN
MAGIC CITY MOTOR CORPORATION MAGIC CITY MOTOR CORPORATION WELFARE BENEFIT PLAN	VA	$756K	$45K	SENTARA HEALTH PLAN