| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE INSURANCE GROUP3 Filed as: INSURANCE GROUP | 143 W 5TH STREET OXNARD, CA 93030 | BLUE CROSS OF CALIFORNIA | $52K | $0 | $52K | 4.03% |
| INSGROUP INC3 Filed as: INS. GROUP DBA BARKLEY INS & RISK | 143 W 5TH STREET OXNARD, CA 930307105 | KAISER FOUNDATION HEALTH PLAN, INC. | $63K | $0 | $63K | 4.95% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 21011 WARNER CENTER LANE WOODLAND HILLS, CA 913676509 | KAISER FOUNDATION HEALTH PLAN, INC. | -$27 | $0 | -$27 | -0.00% |
| BARKLEY INS BROKERAGE INC.3 | 1267 ROSECRANS ST, STE. A SAN DIEGO, CA 921062692 | KAISER FOUNDATION HEALTH PLAN, INC. | -$12K | $0 | -$12K | -0.91% |
| THE INSURANCE GROUP3 Filed as: INSURANCE GROUP | 143 W 5TH STREET OXNARD, CA 93030 | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | $12K | $0 | $12K | 4.74% |
| JOHN KUNZ3 Filed as: JOHN M KUNZ | 5805 SEPULVEDA BLVD. SUITE 740 SHERMAN OAKS, CA 91411 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | $0 | $6K | 10.62% |
| DINORAH R DEVALLY3 | 3805 SEPULVEDA BLVD. SUITE 700 SHERMAN OAKS, CA 91411 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 4.42% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 21011 WARNER CENTER LANE WOODLAND HILLS, CA 91367 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 3.87% |
| BRIAN G JAEGGI3 | 5805 SUPULVEDA BLVD. SUITE 700 SHERMAN OAKS, CA 91411 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 3.75% |
| RENEE SUZANNE CORSO3 Filed as: RENEE S CORSO | 5805 SEPULVEDA BLVD SUITE 740 SHERMAN OAKS, CA 91411 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 3.39% |
| KAMYAR COHEN3 | 10221 BRIARWOOD DR LOS ANGELES, CA 90077 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 2.14% |
| RYAN KARRER3 | 18220 PETERS COURT FOUNTAIN VALLEY, CA 92708 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 1.90% |
| THE INSURANCE GROUP3 | 143 W. 5TH STREET OXNARD, CA 93030 | CONTINENTAL AMERICAN INSURANCE COMPANY | $998 | $0 | $998 | 1.87% |
| GLORIA P GALINDO3 | 5805 SEPULVEDA BLVD. SHERMAN OAKS, CA 91411 | CONTINENTAL AMERICAN INSURANCE COMPANY | $928 | $0 | $928 | 1.74% |
| MICHELLE ANN DERAS3 Filed as: MICHELLE A DERAS | PO BOX 365 WEST COVINA, CA 91793 | CONTINENTAL AMERICAN INSURANCE COMPANY | $444 | $0 | $444 | 0.83% |
| ANTHONY M. MENDOZA3 Filed as: ANTHONY M MENDOZA | 5120 W GOLDLEAF CIRCLE SUITE 160 LOS ANGELES, CA 90056 | CONTINENTAL AMERICAN INSURANCE COMPANY | $442 | $0 | $442 | 0.83% |
| CARLOS F ENRIQUEZ3 | 5120 WEST GOLDLEAF CIRCLE SUITE 160 LOS ANGELES, CA 90056 | CONTINENTAL AMERICAN INSURANCE COMPANY | $278 | $0 | $278 | 0.52% |
| SEVTLANA MAGILNER3 | 58005 SEPULVEDA BLVD. SUITE 700 SHERMAN OAKS, CA 91411 | CONTINENTAL AMERICAN INSURANCE COMPANY | $182 | $0 | $182 | 0.34% |
| ROSARIO VILLEGAS3 | 5805 SEPULVEDA BLVD. SUITE 700 SHERMAN OAKS, CA 91411 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | $0 | $9 | 0.02% |
| NANETTE STARK3 | 11618 LA MAIDA STREET NORTH HOLLYWOOD, CA 91601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | $0 | $4 | 0.01% |
| RUSSELL L WARYE3 Filed as: RUSSELL NAKAMURA | 5805 SEPULVEDA BLVD. SUITE 700 SHERMAN OAKS, CA 91411 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | $0 | $3 | 0.01% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: BARKLEY INS & RISK MGMT | 143 W 5TH STREET OXNARD, CA 93030 | EYEMED VISION CARE | $4K | $0 | $4K | 10.00% |
| THE INSURANCE GROUP3 Filed as: INSURANCE GROUP | 143 W 5TH STREET OXNARD, CA 93030 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $0 | $4K | 15.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | TWO PIERCE PL ITASCA, IL 60143 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $140 | $140 | 0.53% |
| INSGROUP INC3 Filed as: THE INSURANCE GROUP DBA BARKLEY | 143 W 5TH STREET OXNARD, CA 93030 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $97 | $4K | 15.37% |
| THE INSURANCE GROUP3 | 143 W FIFTH STREET OXNARD, CA 93030 | CONTINENTAL AMERICAN INSURANCE COMPANY | $802 | $0 | $802 | 4.37% |
| JOHN KUNZ3 Filed as: JOHN M KUNZ | 5805 SEPULVEDA BLVD SUITE 740 SHERMAN OAKS, CA 91411 | CONTINENTAL AMERICAN INSURANCE COMPANY | $678 | $0 | $678 | 3.70% |
| DINORAH R DEVALLY3 | 3805 SEPULVEDA BLVD. SUITE 700 SHERMAN OAKS, CA 91411 | CONTINENTAL AMERICAN INSURANCE COMPANY | $342 | $0 | $342 | 1.87% |
| RENEE SUZANNE CORSO3 Filed as: RENEE S CORSO | 5805 SEPULVEDA BLVD. SUITE 740 SHERMAN OAKS, CA 91411 | CONTINENTAL AMERICAN INSURANCE COMPANY | $338 | $0 | $338 | 1.84% |
| BRIAN G JAEGGI3 | 5805 SUPELVEDA BLVD. #700 SHERMAN OAKS, CA 91411 | CONTINENTAL AMERICAN INSURANCE COMPANY | $306 | $0 | $306 | 1.67% |
| GLORIA P GALINDO3 | PO BOX 7510 VENTURA, CA 93006 | CONTINENTAL AMERICAN INSURANCE COMPANY | $183 | $0 | $183 | 1.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 21011 WARNER CENTER LANE WOODLAND HILLS, CA 91367 | CONTINENTAL AMERICAN INSURANCE COMPANY | $152 | $0 | $152 | 0.83% |
| KAMYAR COHEN3 | 10221 BRIARWOOD DR LOS ANGELES, CA 90077 | CONTINENTAL AMERICAN INSURANCE COMPANY | $110 | $0 | $110 | 0.60% |
| RYAN KARRER3 | 18220 PETERS COURT FOUNTAIN VALLEY, CA 92708 | CONTINENTAL AMERICAN INSURANCE COMPANY | $110 | $0 | $110 | 0.60% |
| ANTHONY M. MENDOZA3 Filed as: ANTHONY M MENDOZA | 5399 PLAYA VISTA DR APT E431 PLAYA VISTA, CA 90094 | CONTINENTAL AMERICAN INSURANCE COMPANY | $75 | $0 | $75 | 0.41% |
| MICHELLE ANN DERAS3 Filed as: MICHELLE A DERAS | PO BOX 365 WEST COVINA, CA 91793 | CONTINENTAL AMERICAN INSURANCE COMPANY | $43 | $0 | $43 | 0.23% |
| CARLOS F ENRIQUEZ3 | 5120 WEST GOLDENLEAF CIRCLE SUITE 160 LOS ANGELES, CA 90056 | CONTINENTAL AMERICAN INSURANCE COMPANY | $37 | $0 | $37 | 0.20% |
| SEVTLANA MAGILNER3 | 5805 SEPULVEDA BLVD. SUITE 700 SHERMAN OAKS, CA 91411 | CONTINENTAL AMERICAN INSURANCE COMPANY | $35 | $0 | $35 | 0.19% |
| ROSARIO VILLEGAS3 | 5805 SEPULVEDA BLVD. SUITE 700 SHERMAN OAKS, CA 91411 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16 | $0 | $16 | 0.09% |
| NANETTE STARK3 Filed as: NANETTE START | 11618 LA MAIDA STREET NORTH HOLLYWOOD, CA 91601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | $0 | $5 | 0.03% |
| RUSSELL L WARYE3 Filed as: RUSSELL NAKAMURA | 5805 SEPULVEDA BLVD. SUITE 700 SHERMAN OAKS, CA 91411 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | $0 | $5 | 0.03% |
| INSGROUP INC3 Filed as: THE INSURANCE GROUP DBA BARKLEY INS | 143 W 5TH STREET OXNARD, CA 93030 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $566 | $12 | $578 | 15.32% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 317 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 319 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS OF CALIFORNIA | 281 | $2.6M |
| Dental | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 464 | $255K |
| Vision | EYEMED VISION CARE | 482 | $37K |
| Life insurance(3 contracts, 3 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 464 | $308K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 33 | $4K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN, INC. | 236 | $1.3M |
| Other(5 contracts, 4 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 464 | $380K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 482 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.