No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SCHWAB RETIREMENT PLAN SERVICES INC EIN 34-1479833 NONE | Investment advisory (participants); Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Recordkeeping fees Service code 15 | — | $419K |
| HOYLECOHEN LLC EIN 20-4860430 NONE | Direct payment from the plan; Investment advisory (participants) Service code 26 | — | $190K |
| DEL MAR WEALTH MANAGEMENT EIN 46-4216041 NONE | Investment advisory (participants); Direct payment from the plan Service code 26 | — | $125K |
| DOWLING & YAHNKE LLC EIN 26-0266092 NONE | Direct payment from the plan; Investment advisory (participants) Service code 26 | — | $114K |
| BLANKINSHIP & FOSTER LLC EIN 33-0357690 NONE | Investment advisory (participants); Direct payment from the plan Service code 26 | — | $60K |
| CHARLES SCHWAB & CO., INC. EIN 94-1737782 NONE | Other investment fees and expenses; Direct payment from the plan; Securities brokerage; Float revenue; Shareholder servicing fees; Securities brokerage commissions and fees Service code 33 | — | $46K |
| FISHER INVESTMENTS EIN 20-2480800 NONE | Investment advisory (participants); Direct payment from the plan Service code 26 | — | $40K |
| DONNELLY WEALTH ADVISORS INC EIN 33-0898737 NONE | Direct payment from the plan; Investment advisory (participants) Service code 26 | — | $38K |
| EP WEALTH ADVISORS LLC EIN 33-0152539 NONE | Investment advisory (participants); Direct payment from the plan Service code 26 | — | $29K |
| WEATHERLY ASSET MANAGEMENT EIN 33-0638187 NONE | Investment advisory (participants); Direct payment from the plan Service code 26 | — | $28K |
| SIGNATURE ESTATE & INVESTMENT EIN 95-4806910 NONE | Direct payment from the plan; Investment advisory (participants) Service code 26 | — | $24K |
| TOM JOHNSON INVESTMENT MANAGEMENT EIN 27-2998098 NONE | Direct payment from the plan; Investment advisory (participants) Service code 26 | — | $23K |
| INDEPENDENT FINANCIAL GROUP LL EIN 71-0927304 NONE | Investment advisory (participants); Direct payment from the plan Service code 26 | — | $23K |
| FIRST FOUNDATION ADVISORS EIN 33-0221828 NONE | Investment advisory (participants); Direct payment from the plan Service code 26 | — | $23K |
| ASPIRIANT LLC EIN 26-1518255 NONE | Direct payment from the plan; Investment advisory (participants) Service code 26 | — | $22K |
| BRIAN D LOWDER INC EIN 77-0118592 NONE | Direct payment from the plan; Investment advisory (participants) Service code 26 | — | $17K |
| STOLPER & COMPANY INC EIN 95-2954186 NONE | Investment advisory (participants); Direct payment from the plan Service code 26 | — | $11K |
| HILLEGAS ADVISORY SERVICES INC EIN 26-3969893 NONE | Investment advisory (participants); Direct payment from the plan Service code 26 | — | $9K |
| BUCKINGHAM ASSET MANAGEMENT LL EIN 20-8306720 NONE | Direct payment from the plan; Investment advisory (participants) Service code 26 | — | $8K |
| FIRST AFFIRMATIVE FINANCIAL NE EIN 84-1500288 NONE | Direct payment from the plan; Investment advisory (participants) Service code 26 | — | $8K |
| CARLSBAD WEALTH ADVISORY GROUP EIN 26-2136126 NONE | Direct payment from the plan; Investment advisory (participants) Service code 26 | — | $8K |
| PURE FINANCIAL ADVISORS INC EIN 61-1526601 NONE | Investment advisory (participants); Direct payment from the plan Service code 26 | — | $7K |
| CHARLES SCHWAB & CO. INC. AND AFFIL | Shareholder servicing fees Service code 59 | — | $0 |
| CHARLES SCHWAB BANK EIN 42-1558009 NONE | Float revenue; Direct payment from the plan; Trustee (directed); Other services; Investment management fees paid indirectly by plan Service code 25 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 987 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 147 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 7 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 1,141 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(11 contracts, 5 carriers) | AMERICAN GENERAL LIFE INSURANCE COMPANY | 1 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.