No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HOYLECOHEN LLC EIN 20-4860430 NONE | Investment advisory (participants); Direct payment from the plan Service code 26 | — | $196K |
| SCHWAB RETIREMENT PLAN SERVICES INC EIN 34-1479833 NONE | Investment advisory (participants); Recordkeeping fees; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $193K |
| CONCERT WEALTH MANAGEMENT INC EIN 37-1532751 NONE | Investment advisory (participants); Direct payment from the plan Service code 26 | — | $105K |
| DOWLING & YAHNKE LLC EIN 26-0266092 NONE | Investment advisory (participants); Direct payment from the plan Service code 26 | — | $85K |
| CHARLES SCHWAB & CO., INC. EIN 94-1737782 NONE | Securities brokerage commissions and fees; Float revenue; Securities brokerage; Other investment fees and expenses; Direct payment from the plan; Other fees; Shareholder servicing fees Service code 33 | — | $82K |
| DONNELLY WEALTH ADVISORS INC EIN 33-0898737 NONE | Direct payment from the plan; Investment advisory (participants) Service code 26 | — | $53K |
| FAIRBANKS CAPITAL MGMT INC EIN 33-0691167 NONE | Direct payment from the plan; Investment advisory (participants) Service code 26 | — | $50K |
| FISHER INVESTMENTS EIN 20-2480800 NONE | Direct payment from the plan; Investment advisory (participants) Service code 26 | — | $31K |
| FIRST FOUNDATION ADVISORS EIN 33-0221828 NONE | Direct payment from the plan; Investment advisory (participants) Service code 26 | — | $24K |
| TOM JOHNSON INVESTMENT MANAGEMENT EIN 27-2998098 NONE | Direct payment from the plan; Investment advisory (participants) Service code 26 | — | $24K |
| HOKANSON ASSOCIATES INC EIN 33-0761375 NONE | Direct payment from the plan; Investment advisory (participants) Service code 26 | — | $22K |
| BRIAN D LOWDER INC EIN 77-0118592 NONE | Direct payment from the plan; Investment advisory (participants) Service code 26 | — | $19K |
| BLANKINSHIP & FOSTER LLC EIN 33-0357690 NONE | Direct payment from the plan; Investment advisory (participants) Service code 26 | — | $12K |
| STOLPER & COMPANY INC EIN 95-2954186 NONE | Direct payment from the plan; Investment advisory (participants) Service code 26 | — | $9K |
| HILLEGAS ADVISORY SERVICES INC EIN 26-3969893 NONE | Direct payment from the plan; Investment advisory (participants) Service code 26 | — | $7K |
| PURE FINANCIAL ADVISORS INC EIN 61-1526601 NONE | Direct payment from the plan; Investment advisory (participants) Service code 26 | — | $6K |
| CARLSBAD WEALTH ADVISORY GROUP EIN 26-2136126 NONE | Investment advisory (participants); Direct payment from the plan Service code 26 | — | $5K |
| CHARLES SCHWAB BANK EIN 42-1558009 NONE | Investment management fees paid indirectly by plan; Float revenue; Trustee (directed); Other services; Direct payment from the plan Service code 25 | — | $1 |
| CHARLES SCHWAB & CO. INC. AND AFFIL | Shareholder servicing fees Service code 59 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 815 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 110 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 7 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 932 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(10 contracts, 5 carriers) | AMERICAN GENERAL LIFE INSURANCE COMPANY | 3 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.