| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FIDELITY HEALTH INSURANCE SERVICES3 Filed as: FIDELITY HEALTH INSURANCE SRVCS LLC | 200 SEAPORT BLVD MAILZONE V6D BOSTON, MA 02210 | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | $87K | — | $87K | 2.03% |
| IMG5 | 2960 NORTH MERIDIAN ST INDIANAPOLIS, IN 46208 | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $820 | $820 | 0.02% |
| FIDELITY HEALTH INSURANCE SERVICES3 | 200 SEAPORT BLVD V2B BOSTON, MA 02210 | BLUECROSS BLUESHIELD OF TEXAS | $0 | $3K | $3K | 0.13% |
| FIDELITY HEALTH INSURANCE SERVICES3 | 200 SEAPORT BLVD 2VB BOSTON, MA 02210 | AETNA INTERNATIONAL | — | — | $0 | 0.00% |
| FIDELITY HEALTH INSURANCE SERVICES3 | 200 SEAPORT BLVD V2B BOSTON, MA 02210 | AETNA LIFE INSURANCE COMPANY | $3K | — | $3K | 2.89% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,921 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 108 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,029 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 15 | $113K |
| Dental(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF TEXAS | 7,368 | $2.7M |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 2,960 | $496K |
| Life insurance | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 3,862 | $4.3M |
| Short-term disability | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 3,862 | $4.3M |
| Long-term disability | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 3,862 | $4.3M |
| Other(2 contracts, 2 carriers) | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 12,305 | $4.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 12,305 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.