See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 36 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 34 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES INC EIN 41-1289245 CLAIMS PROCESSOR | Other services; Claims processing Service code 12 | — | $4.0M |
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 151 FARMINGTON AVENUE HARTFORD, CT 06156 | $3.9M |
| CONDUENT NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Recordkeeping fees Service code 15 | 100 CAMPUS DR STE 200 FLORHAM PARK, NJ 07932 | $3.4M |
| CIGNA HEALTH AND LIFE INSURANCE COM EIN 59-1031071 CLAIM ADMINISTRATION | Participant communication; Direct payment from the plan; Contract Administrator; Claims processing; Named fiduciary; Non-monetary compensation; Other services; Float revenue Service code 12 | — | $3.0M |
| CIGNA BEHAVIORAL HEALTH INC. EIN 41-1648670 NONE | Claims processing; Contract Administrator; Participant communication; Direct payment from the plan Service code 12 | — | $581K |
| SMITH EDWARDS DUNLOP EIN 23-0539350 NONE | Copying and duplicating; Participant communication Service code 36 | — | $431K |
| MAESTRO HEALTH EIN 38-2779844 NONE | Recordkeeping fees; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $304K |
| AETNA LIFE AND CASUALTY (BERMUDA) NONE | Other services Service code 49 | — | $49K |
| WILLIS TOWERS WATSON EIN 23-1195360 NONE | Consulting (general) Service code 16 | — | $16K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 25,215 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 752 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 25,967 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(28 contracts, 20 carriers) | INDEPENDENCE BLUE CROSS | 9,184 | $85.0M |
| Dental(5 contracts, 5 carriers) | DELTA DENTAL OF PENNSYLVANIA | 39,462 | $19.6M |
| Vision(3 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 21,668 | $9.5M |
| Life insurance(2 contracts, 2 carriers) | PRUDENTIAL | 593 | $989K |
| Prescription drug(9 contracts, 9 carriers) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 1,114 | $15.9M |
| Other(3 contracts, 3 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 10,947 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 39,462 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.