No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BRIDGEWATER NONE | Investment management fees paid directly by plan; Direct payment from the plan; Investment management Service code 28 | ONE GLENDINNING PLACE WESTPORT, CT 06880 | $819K |
| INVESCO ADVISORS EIN 98-0557567 NONE | Direct payment from the plan; Investment management; Investment management fees paid directly by plan Service code 28 | — | $202K |
| BLACKROCK INVESTMENTS EIN 94-3112180 NONE | Direct payment from the plan; Investment management; Investment management fees paid directly by plan; Trustee (discretionary) Service code 24 | — | $188K |
| SEYFARTH SHAW LLP EIN 36-2152202 NONE | Legal; Direct payment from the plan Service code 29 | — | $26K |
| MORRIS DAVIS CHAN & TAN LLP EIN 94-2214860 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $26K |
| STATE STREET CORPORATION EIN 04-0025081 NONE | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution); Trustee (directed) Service code 21 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5,543 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1,056 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,599 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 6,141 | $36.0M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 5,027 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,141 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.