| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CORPORATION | 29840 NETWORK PLACE CHICAGO, IL 606731298 | AETNA HEALTH, INC. | $57K | — | $57K | 0.68% |
| AON CONSULTING INC3 Filed as: AON CORPORATION | 29840 NETWORK PLACE CHICAGO, IL 606731298 | AETNA LIFE INSURANCE CO. | $44K | — | $44K | 0.69% |
| AON CONSULTING INC3 Filed as: AON CORPORATION | 29840 NETWORK PLACE CHICAGO, IL 606731298 | AETNA LIFE INSURANCE CO. | — | $42 | $42 | 0.00% |
| AON CONSULTING INC3 Filed as: AON CORPORATION | 29840 NETWORK PLACE CHICAGO, IL 606731298 | AETNA LIFE INSURANCE CO. | — | $42 | $42 | 0.00% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | DELTA DENTAL OF CALIFORNIA | $10K | — | $10K | 0.62% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - LOS ANGELES | 29840 NETWORK PLACE CHICAGO, IL 60673 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $81K | — | $81K | 8.20% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - LOS ANGELES | 707 WILSHIRE BLVD LOS ANGELES, CA 900300596 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $11K | $11K | 1.09% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | VISION SERVICE PLAN | $9K | — | $9K | 5.00% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS INC. | PO BOX 6718 SOMERSET, NJ 088756718 | METROPOLITAN LIFE INSURANCE COMPANY | — | $816 | $816 | 0.79% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS INC. | PO BOX 6718 SOMERSET, NJ 088756718 | METROPOLITAN LIFE INSURANCE COMPANY | — | $617 | $617 | 0.96% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS INC. | PO BOX 6718 SOMERSET, NJ 088756718 | METROPOLITAN LIFE INSURANCE COMPANY | $17 | $779 | $796 | 1.56% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $160 | — | $160 | 0.31% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | METLIFE LEGAL PLANS | $3K | $816 | $4K | 9.93% |
| BENEFITLOCUS.COM, INC3 | DEPT. 3383 PO BOX 123383 DALLAS, TX 75312 | METLIFE LEGAL PLANS | — | $475 | $475 | 1.12% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 1901 MAIN STREET IRVINE, CA 92614 | METLIFE LEGAL PLANS | — | $111 | $111 | 0.26% |
| AON CONSULTING INC3 | 200 E RANDOLPH ST CHICAGO, IL 606016420 | METLIFE LEGAL PLANS | — | $79 | $79 | 0.19% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | DELTA DENTAL OF CALIFORNIA | $3K | — | $3K | 10.00% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN GENERAL INSURANCE COMPANY | $2K | $545 | $2K | 10.61% |
| BENEFITFOCUS.COM, INC.3 Filed as: BENEFITFOCUS.COM, INC | DEPT 3383 PO BOX 123383 DALLAS, TX 75312 | METROPOLITAN GENERAL INSURANCE COMPANY | — | $473 | $473 | 2.27% |
| AON CONSULTING INC3 | 1901 MAIN STREET SUITE 400 IRVINE, CA 92614 | METROPOLITAN GENERAL INSURANCE COMPANY | — | $111 | $111 | 0.53% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. MORRISTOWN, NJ | 44 WHIPPANY RD MORRISTOWN, NJ 07960 | KAISER FOUNDATION HEALTH PLAN, INC. | $708 | — | $708 | 3.50% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,655 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 26 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,681 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 4 carriers) | AETNA HEALTH, INC. | 1,156 | $22.2M |
| Dental(2 contracts) | DELTA DENTAL OF CALIFORNIA | 2,796 | $1.6M |
| Vision | VISION SERVICE PLAN | 945 | $177K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,655 | $991K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,655 | $991K |
| Prescription drug(4 contracts, 3 carriers) | AETNA HEALTH, INC. | 1,156 | $22.0M |
| Other(8 contracts, 6 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,655 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,796 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.