| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | BLUE CROSS OF CALIFORNIA | $246K | — | $246K | 1.49% |
| AON CONSULTING INC3 Filed as: AON CONSULTING & INSURANCE SERVICES | 29840 NETWORK PLACE CHICAGO, IL 60673 | BLUE CROSS OF CALIFORNIA | — | $3K | $3K | 0.02% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHARLOTTE, NC 282905494 | DELTA DENTAL OF CALIFORNIA | $10K | — | $10K | 0.62% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - LOS ANGELES | 29840 NETWORK PLACE CHICAGO, IL 60673 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $82K | — | $82K | 8.91% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - LOS ANGELES | P.O. BOX 905494 CHARLOTTE, NC 282905494 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $11K | $11K | 1.19% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | VISION SERVICE PLAN | $8K | — | $8K | 5.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | METLIFE LEGAL PLANS | $5K | $464 | $5K | 8.75% |
| BENEFITLOCUS.COM, INC3 | DEPT. 3383 PO BOX 123383 DALLAS, TX 75312 | METLIFE LEGAL PLANS | — | $689 | $689 | 1.11% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | ATTN STEPHANIE ATTRUIA CORP ACCT 30 WATERSIDE DRIVE FARMINGTON, CT 06032 | METLIFE LEGAL PLANS | — | $323 | $323 | 0.52% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHARLOTTE, NC 282905494 | DELTA DENTAL OF CALIFORNIA | $3K | — | $3K | 10.00% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. MORRISTOWN, NJ | 44 WHIPPANY ROAD MORRISTOWN, NJ 07960 | KAISER FOUNDATION HEALTH PLAN, INC | $94 | — | $94 | 2.32% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,639 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,653 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | BLUE CROSS OF CALIFORNIA | 1,962 | $22.2M |
| Dental(2 contracts) | DELTA DENTAL OF CALIFORNIA | 2,738 | $1.6M |
| Vision | VISION SERVICE PLAN | 903 | $169K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,639 | $920K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,639 | $920K |
| Prescription drug(3 contracts, 2 carriers) | BLUE CROSS OF CALIFORNIA | 1,962 | $22.2M |
| Other(4 contracts, 4 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,639 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,738 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.