Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingBroker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultants can pitch it.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
The filing reports zero broker compensation on a plan over 100 participants. The plan likely buys direct or does not report its broker. Give it a call.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
HealthHMO | HealthHMO | |
Stop-loss | Stop-loss | |
Other | Other | |
Vision | Vision | |
Life | Life | |
Other | Other |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 6 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,443 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,020 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,463 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN INC | 4,697 | $36.9M |
| Vision | VISION SERVICE PLAN | 3,309 | $453K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 4,041 | $247K |
| Stop-loss / reinsurancereinsurance | SYMETRA LIFE INSURANCE COMPANY | 1,039 | $2.6M |
| Other(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 2,435 | $598K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,697 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| LABOR FIRST, LLC EIN 06-1750191 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $1.1M |
| UNITED ADMINISTRATIVE SERVICES EIN 94-1749354 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $825K |
| BLUE CROSS EIN 95-3760980 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $351K |
| KRAW LAW GROUP EIN 77-0171216 NONE | Legal; Direct payment from the plan Service code 29 | — | $241K |
| SIERRA INVESTMENT PARTNERS, INC. EIN 68-0370668 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $133K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $115K |
| SMART SOURCE CRITICAL COMMUNICATION NONE | Copying and duplicating; Direct payment from the plan Service code 36 | 7270 MCGINNIS FERRY RD SUWANEE, GA 30024 | $115K |
| POST ADVISORY GROUP, LLC NONE | Investment management fees paid directly by plan; Investment management Service code 28 | 2049 CENTURY PARK E STE 3050 LOS ANGELES, CA 90067 | $101K |
| MILLIMAN EIN 91-0675641 NONE | Direct payment from the plan; Actuarial; Consulting (general) Service code 11 | — | $82K |
| FIRST DENTAL HEALTH EIN 33-0655193 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $63K |
| PSG CONSULTING LLC NONE | Direct payment from the plan; Consulting (general) Service code 16 | 14881 QUORUM DR STE 850 DALLAS, TX 75254 | $55K |
| NATIONAL INVESTMENT SERVICES OF AME EIN 84-3937993 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $48K |
| INVESTMENT PERFORMANCE SERVICES LLC EIN 58-2432390 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $47K |
| BEAT IT EIN 77-0111619 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $45K |
| AMERICAN HEALTH HOLDING NONE | Direct payment from the plan; Consulting (general) Service code 16 | 7400 W CAMPUS RD NEW ALBANY, OH 43054 | $32K |
| EIDE BAILLY LLP EIN 45-0250958 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $25K |
| NORTHERN TRUST COLLECTIVE FUNDS EIN 45-6138589 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $17K |
| F/M INVESTMENTS LLC EIN 93-4308588 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $16K |
| MAXOR PLUS, LTD. NONE | Claims processing; Direct payment from the plan Service code 12 | 320 S POLK ST 200 AMARILLO, TX 79101 | $13K |
| IBEW LOCAL 332 EIN 94-0577280 NONE | Plan Administrator; Direct payment from the plan Service code 14 | — | $13K |
| MZQ CONSULTING, LLC NONE | Direct payment from the plan; Consulting (general) Service code 16 | 1829 REISTERSTOWN RD STE 100 PIKESVILLE, MD 21208 | $7K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
1 contact
11 filings · 2015 to 2025