No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WELFARE & PENSION ADMIN SERVICE EIN 91-1363171 NONE | Claims processing; Contract Administrator; Direct payment from the plan; Copying and duplicating Service code 12 | — | $663K |
| AETNA EIN 06-6033492 NONE | Contract Administrator; Claims processing; Direct payment from the plan Service code 12 | — | $250K |
| QUEST INVESTMENT MANAGEMENT, LLC EIN 98-0880854 NONE | Investment management; Direct payment from the plan Service code 28 | — | $81K |
| PATRIOT GROWTH INSURANCE SERVICES EIN 83-1204744 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $78K |
| LINDQUIST LLP EIN 52-2385296 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $63K |
| ASCENDANT HEALTHCARE EIN 26-3768186 NONE | Direct payment from the plan; Other services Service code 49 | — | $55K |
| MAXORPLUS EIN 75-2676894 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $27K |
| WEINBERG, ROGER & ROSENFELD EIN 94-2458080 NONE | Legal; Direct payment from the plan Service code 29 | — | $15K |
| UNION BANK EIN 62-0391065 NONE | Custodial (other than securities); Direct payment from the plan Service code 18 | — | $8K |
| THE VIRTUOUS GROUP EIN 27-0365275 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $8K |
| CHANGE HEALTHCARE SOLUTIONS, LLC EIN 20-5731067 NONE | Other services; Direct payment from the plan Service code 49 | — | $6K |
| COMERICA BANK EIN 42-1741646 NONE | Custodial (other than securities); Direct payment from the plan Service code 18 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,593 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,596 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN INC. | 3,516 | $26.0M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 3,643 | $2.6M |
| Vision | VISION SERVICE PLAN | 3,032 | $154K |
| Life insurance(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 6,979 | $161K |
| Stop-loss / reinsurancereinsurance | ALTERNATE RISK SOLUTIONS | 1,219 | $1.1M |
| Other(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 6,979 | $161K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,979 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.