No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WELFARE & PENSION ADMIN SERVICE EIN 91-1363171 NONE | Contract Administrator; Claims processing; Copying and duplicating; Direct payment from the plan Service code 12 | — | $451K |
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 NONE | Direct payment from the plan; Claims processing; Contract Administrator Service code 12 | — | $114K |
| LINDQUIST LLP EIN 52-2385296 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $72K |
| INNOVATIVE COST MANAGEMENT SERVICES EIN 77-0119752 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $72K |
| ASCENDANT HEALTHCARE NONE | Direct payment from the plan; Other services Service code 49 | 30 NAGOG PARK STE 210 ACTON, MA 01720 | $39K |
| WEINBERG, ROGER & ROSENFELD EIN 94-2458080 NONE | Legal; Direct payment from the plan Service code 29 | — | $15K |
| NEPC, LLC EIN 26-1429809 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $15K |
| PSG CONSULTING, LLC EIN 27-2345574 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $13K |
| COMERICA BANK EIN 42-1741646 NONE | Direct payment from the plan; Custodial (other than securities) Service code 18 | — | $10K |
| AT&T NONE | Other services; Direct payment from the plan Service code 49 | 20205 N CREEK PKWY BOTHELL, WA 98011 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,447 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,453 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,624 | $2.0M |
| Vision | VISION SERVICE PLAN | 2,142 | $177K |
| Life insurance | AETNA LIFE INSURANCE CO. | 3,015 | $126K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 701 | $591K |
| Other | AETNA LIFE INSURANCE CO. | 3,015 | $126K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,015 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.