No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WELFARE & PENSION ADMIN SERVICE EIN 91-1363171 NONE | Contract Administrator; Direct payment from the plan; Claims processing; Copying and duplicating Service code 12 | — | $639K |
| AETNA EIN 06-6033492 NONE | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $186K |
| LINDQUIST LLP EIN 52-2385296 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $77K |
| QUEST INVESTMENT MANAGEMENT, LLC EIN 98-0880854 NONE | Investment management; Direct payment from the plan Service code 28 | — | $75K |
| ASCENDANT HEALTHCARE EIN 26-3768186 NONE | Direct payment from the plan; Other services Service code 49 | — | $68K |
| INNOVATIVE COST MANAGEMENT SERVICES EIN 77-0119752 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $66K |
| THE VIRTUOUS GROUP EIN 27-0365275 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $30K |
| WEINBERG, ROGER & ROSENFELD EIN 94-2458080 NONE | Legal; Direct payment from the plan Service code 29 | — | $16K |
| COMERICA BANK EIN 42-1741646 NONE | Direct payment from the plan; Custodial (other than securities) Service code 18 | — | $12K |
| CHANGE HEALTHCARE SOLUTIONS, LLC EIN 20-5731067 NONE | Other services; Direct payment from the plan Service code 49 | — | $9K |
| PRINT TIME EIN 91-1531275 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,109 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,117 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 4,784 | $2.4M |
| Vision | VISION SERVICE PLAN | 2,600 | $221K |
| Life insurance | AETNA LIFE INSURANCE CO. | 3,673 | $158K |
| Stop-loss / reinsurancereinsurance | US FIRE INSURANCE COMPANY | 1,257 | $938K |
| Other | AETNA LIFE INSURANCE CO. | 3,673 | $158K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,784 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.