Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingTotal premium grew more than 20% over the prior year. The plan is a good candidate to re-shop its carriers.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultants can pitch it.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
The filing reports zero broker compensation on a plan over 100 participants. The plan likely buys direct or does not report its broker. Give it a call.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
HealthHMO | HealthHMO | |
Vision | Vision | |
LifeOther | LifeOther | |
DentalPPO | DentalPPO | |
Dental | Dental |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 5 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 21,124 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 21,125 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN INC | 8,692 | $66.8M |
| Dental(2 contracts, 2 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 1,514 | $644K |
| Vision | VISION SERVICE PLAN | 16,029 | $3.7M |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 21,844 | $519K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 21,844 | $519K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 21,844 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DELTA FUND ADMINISTRATORS, LLC EIN 45-2636626 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Contract Administrator Service code 12 | — | $11.9M |
| ANTHEM BLUE CROSS EIN 95-3760980 NONE | Claims processing; Other services; Direct payment from the plan Service code 12 | — | $5.8M |
| MCMORGAN & COMPANY EIN 52-2334338 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $1.1M |
| DELTA HEALTH SYSTEMS EIN 94-2353289 NONE | Direct payment from the plan; Other services Service code 49 | — | $634K |
| OPTUMRX, INC EIN 33-0441200 NONE | Other fees; Claims processing; Direct payment from the plan Service code 12 | — | $624K |
| TEAMSTERS ALCO/DRUG REHAB PROGRAM EIN 94-2875955 NONE | Other services; Direct payment from the plan Service code 49 | — | $470K |
| MACKAY SHIELDS | Investment management fees paid indirectly by plan Service code 52 | — | $432K |
| SARATGOA BUSINESS ADVISORS EIN 81-4977101 NONE | Investment management; Direct payment from the plan Service code 28 | — | $290K |
| EMPLOYER AUDITING SERVICES NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | P.O. BOX 869 STOCKTON, CA 95201 | $186K |
| BEESON, TAYER, BODINE APC EIN 94-3126136 NONE | Legal; Direct payment from the plan Service code 29 | — | $173K |
| RAEL & LETSON EIN 94-1701048 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $162K |
| MADISON CORPORATION EIN 93-3390961 NONE | Investment management fees paid indirectly by plan; Direct payment from the plan Service code 50 | — | $158K |
| U.S. BANK EIN 31-0841368 NONE | Custodial (securities); Soft dollars commissions; Trustee (bank, trust company, or similar financial institution); Float revenue Service code 19 | — | $95K |
| WITHUMSMITH+BROWN, PC EIN 22-2027092 NONE | Direct payment from the plan; Other services Service code 49 | — | $90K |
| FIDELITY INVESTMENTS NONE | Custodial (securities); Investment management fees paid indirectly by plan; Investment management fees paid directly by plan; Trustee (bank, trust company, or similar financial institution) Service code 19 | 82 DEVONSHIRE STREET BOSTON, MA 02109 | $85K |
| HEALTHLINX EIN 87-0660214 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $78K |
| EBIX INC. EIN 77-0021975 NONE | Other services; Copying and duplicating; Direct payment from the plan Service code 36 | — | $67K |
| PRE-SORT CENTER OF STOCKTON EIN 68-0279380 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $67K |
| PACIFIC PRINTING EIN 26-4644580 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $62K |
| THADDOUS L. ARCHIE, DDS EIN 68-0023291 NONE | Consulting (general); Direct payment from the plan; Claims processing Service code 12 | — | $30K |
| WILLIAM WOLLITZ HAKAKIAN PC NONE | Legal; Direct payment from the plan Service code 29 | 1539 WESTWOOD BLVD., LOS ANGELES, CA 90024 | $11K |
| MACKAY SHIELDS LLC EIN 13-5582869 NONE | Investment management fees paid indirectly by plan; Direct payment from the plan Service code 50 | — | $0 |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
1 contact
10 filings · 2016 to 2025