Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingBroker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultants can pitch it.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan has rich benefits or a bad rate.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 8 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,719 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 920 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,639 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 4,849 | $57.0M |
| Dental | DELTA DENTAL OF CALIFORNIA | 559 | $25K |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 2,342 | $211K |
| Prescription drug | EXPRESS SCRIPTS INC | 537 | $1.4M |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 592 | $2.8M |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 2,342 | $211K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,849 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
| Broker | Commissions |
|---|---|
Carrier: United American Insurance Company | |
Carrier: Express Scripts Inc |
Commissions, fees, broker address and the carrier each broker is paid through are on Pro.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CORCORAN ADMINISTRATORS, INC. EIN 27-5364514 NONE | Contract Administrator; Participant communication; Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Direct payment from the plan Service code 12 | — | $1.6M |
| MCMORGAN & CO. EIN 52-2334338 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $282K |
| ANTHEM BLUE CROSS LIFE & HEALTH INS EIN 95-4331852 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Direct payment from the plan; Other services Service code 12 | — | $193K |
| BEESON, TAYOR & BODINE EIN 94-3126136 NONE | Legal; Direct payment from the plan Service code 29 | — | $108K |
| VISION SERVICE PLAN EIN 94-1632821 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $93K |
| FUSION HEALTH SOLUTIONS LLC EIN 36-4797693 NONE | Other services; Direct payment from the plan Service code 49 | — | $93K |
| SSDC SERVICE CORP EIN 38-3357459 NONE | Other services; Other fees; Direct payment from the plan; Participant communication Service code 38 | — | $83K |
| PATRIOT GROWTH INSURANCE SERVICES EIN 87-2917800 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $75K |
| TEAMSTERS ASSISTANCE PROGRAM EIN 68-0048516 NONE | Direct payment from the plan; Other services Service code 49 | — | $64K |
| HEALTHLINX LLC EIN 87-0660214 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $57K |
| WITHUMSMITH+BROWN, PC EIN 22-2027092 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $47K |
| ELIXIR SOLUTIONS, LLC EIN 90-1011712 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $21K |
| ARRIN CONSULTING EIN 68-0023291 NONE | Direct payment from the plan; Consulting (general); Claims processing Service code 12 | — | $18K |
| ACCRETIVE GLOBAL INSURANCE SERVICES EIN 85-3689655 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $16K |
| STEPHEN HORN INSURANCE SERVICES EIN 94-3249244 NONE | Insurance brokerage commissions and fees Service code 53 | — | $13K |
| MEDEXPERT INTERNATIONAL INC EIN 94-3360248 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $12K |
| WHEELER-SONOMA PRINTERS EIN 20-8452680 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $6K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
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10 filings · 2016 to 2025