| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WOLFF GUY3 Filed as: WOLFF, GUY | P.O. BOX 80324 CHARLESTON, SC 29416 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $29K | — | $29K | 8.24% |
| STEGENT, LARRY3 | 10500 NW FREEWAY 165 HOUSTON, TX 77092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $15K | — | $15K | 4.39% |
| HILL, SARAH ELIZABETH3 Filed as: HILL, SARAH E | 9307 PACIFIC MAPLE SAN ANTONIO, TX 78254 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $15K | — | $15K | 4.39% |
| STEGENT, LARRY3 | 10500 NW FREEWAY 165 HOUSTON, TX 77092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $9K | — | $9K | 8.96% |
| HILL, SARAH ELIZABETH3 | 9307 PACIFIC MAPLE SAN ANTONIO, TX 78254 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8K | — | $8K | 8.27% |
| STEGENT, LARRY3 | 10500 NW FREEWAY 165 HOUSTON, TX 77092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7K | — | $7K | 8.72% |
| HILL, SARAH ELIZABETH3 | 9307 PACIFIC MAPLE SAN ANTONIO, TX 78254 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7K | — | $7K | 8.05% |
| HOTCHKISS INSURANCE AGENCY LLC3 | 4120 INTERNATIONAL PKWY STE 2000 CARROLTON, TX 75007 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | $4K | $13K | 21.95% |
| PATRIOT GROWTH INSURANCE SERVICES | 808 GLENDALOUGH RD. ERDENHEIM, PA 19038 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $965 | $965 | 1.57% |
| STEGENT, LARRY3 | 10500 NW FREEWAY 165 HOUSTON, TX 77092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $9K | — | $9K | 18.55% |
| HILL, SARAH ELIZABETH3 | 9307 PACIFIC MAPLE SAN ANTONIO, TX 78254 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $9K | — | $9K | 17.40% |
| STEGENT, LARRY3 | 10500 NW FREEWAY, 165 HOUSTON, TX 77092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4K | — | $4K | 8.91% |
| HILL, SARAH ELIZABETH3 | 9307 PACIFIC MAPLE SAN ANTONIO, TX 78254 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4K | — | $4K | 8.23% |
| STEGENT, LARRY3 | 10500 NW FREEWAY 165 HOUSTON, TX 77092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 8.43% |
| HILL, SARAH ELIZABETH3 | 9307 PACIFIC MAPLE SAN ANTONIO, TX 78254 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 7.80% |
| STEGENT, LARRY3 | 10500 NW FREEWAY 165 HOUSTON, TX 77092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 10.71% |
| HILL, SARAH ELIZABETH3 | 9307 PACIFIC MAPLE SAN ANTONIO, TX 78254 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 9.94% |
| STEGENT, LARRY3 | 10500 NW FREEWAY 165 HOUSTON, TX 77092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 10.12% |
| HILL, SARAH ELIZABETH3 | 9307 PACIFIC MAPLE SAN ANTONIO, TX 78254 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 9.35% |
| STEGENT, LARRY3 | 10500 NW FREEWAY 165 HOUSTON, TX 77092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 8.22% |
| HILL, SARAH ELIZABETH3 | 9307 PACIFIC MAPLE SAN ANTONIO, TX 78254 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 7.55% |
| STEGENT, LARRY3 | 10500 NW FREEWAY 165 HOUSTON, TX 77092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 9.81% |
| HILL, SARAH ELIZABETH3 | 9307 PACIFIC MAPLE SAN ANTONIO, TX 78254 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 9.11% |
| STEGENT, LARRY3 | 10500 NW FREEWAY 165 HOUSTON, TX 77092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 8.82% |
| HILL, SARAH ELIZABETH3 Filed as: HILL, SARAH | 9307 PACIFIC MAPLE SAN ANTONIO, TX 78254 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 8.10% |
| STEGENT, LARRY3 | 10500 NW FREEWAY 165 HOUSTON, TX 77092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4K | — | $4K | 17.31% |
| HILL, SARAH ELIZABETH3 Filed as: HILL, SARAH | 9307 PACIFIC MAPLE SAN ANTONIO, TX 78254 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4K | — | $4K | 16.08% |
| STEGENT, LARRY3 | 10500 NW FREEWAY 165 HOUSTON, TX 77092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 11.12% |
| HILL, SARAH ELIZABETH3 Filed as: HILL, SARAH | 9307 PACIFIC MAPLE SAN ANTONIO, TX 78254 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 10.32% |
| STEGENT, LARRY3 | 10500 NW FREEWAY 165 HOUSTON, TX 77092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 9.98% |
| HILL, SARAH ELIZABETH3 | 9307 PACIFIC MAPLE SAN ANTONIO, TX 78254 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 9.25% |
| STEGENT, LARRY3 | 10500 NW FREEWAY 165 HOUSTON, TX 77092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 13.78% |
| HILL, SARAH ELIZABETH3 | 9307 PACIFIC MAPLE SAN ANTONIO, TX 78254 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 13.03% |
| STEGENT, LARRY3 | 10500 NW FREEWAY 165 HOUSTON, TX 77092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 13.76% |
| HILL, SARAH ELIZABETH3 | 9307 PACIFIC MAPLE SAN ANTONIO, TX 78254 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 12.71% |
| STEGENT, LARRY3 | 10500 NW FREEWAY 165 HOUSTON, TX 77092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 16.16% |
| HILL, SARAH ELIZABETH3 | 9307 PACIFIC MAPLE SAN ANTONIO, TX 78254 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 15.15% |
| STEGENT, LARRY3 | 10500 NW FREEWAY 165 HOUSTON, TX 77092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 17.85% |
| HILL, SARAH ELIZABETH3 | 9307 PACIFIC MAPLE SAN ANTONIO, TX 78254 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 16.70% |
| STEGENT, LARRY3 | 11500 NW FREEWAY 165 HOUSTON, TX 77092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $601 | — | $601 | 9.43% |
| HILL, SARAH ELIZABETH3 | 9307 PACIFIC MAPLE SAN ANTONIO, TX 78254 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $551 | — | $551 | 8.65% |
| STEGENT, LARRY3 | 10500 NW FREEWAY 165 HOUSTON, TX 77092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $520 | — | $520 | 15.88% |
| HILL, SARAH ELIZABETH3 | 9307 PACIFIC MAPLE SAN ANTONIO, TX 78254 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $484 | — | $484 | 14.78% |
| STEGENT, LARRY3 | 10500 NW FREEWAY 165 HOUSTON, TX 77092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $137 | — | $137 | 25.66% |
| HILL, SARAH ELIZABETH Filed as: HILL, SARAH | 9307 PACIFIC MAPLE SAN ANTONIO, TX 78254 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $129 | — | $129 | 24.16% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,139 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,139 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(21 contracts, 2 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 1,139 | $627K |
| Short-term disability(22 contracts, 2 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 1,139 | $979K |
| Long-term disability | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 545 | $353K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,139 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.