| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOTCHKISS INSURANCE AGENCY LLC3 | 4120 INTERNATIONAL PKWY STE 2000 CARROLLTON, TX 75007 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $138K | $59K | $197K | 23.48% |
| PREPARE BENEFITS, LLC5 | 10524 MOSS PARK RD 206-306 ORLANDO, FL 32832 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $38K | $38K | 4.56% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GI GEORGE PARENT, LP | 501 OFFICE CENTER DR STE 215 FORT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $17K | $17K | 2.02% |
| PREPARE BENEFITS, LLC3 | 10524 MOSS PARK ROAD 204-306 ORLANDO, FL 32832 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $10K | — | $10K | 26.59% |
| HOTCHKISS INSURANCE AGENCY LLC3 Filed as: HOTCHKISS INSURANCE AGENCY, LLC | 4120 INTERNATIONAL PARKWAY SUITE 2000 CARROLLTON, TX 75007 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $2K | — | $2K | 6.46% |
| PREPARE BENEFITS, LLC3 | 10524 MOSS PARK ROAD 204-306 ORLANDO, FL 32832 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $5K | — | $5K | 24.26% |
| HOTCHKISS INSURANCE AGENCY LLC3 Filed as: HOTCHKISS INSURANCE AGENCY, LLC | 4120 INTERNATIONAL PARKWAY SUITE 2000 CARROLLTON, TX 75007 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $3K | — | $3K | 13.15% |
| PREPARE BENEFITS, LLC3 | 10524 MOSS PARK ROAD 204-306 ORLANDO, FL 32832 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $5K | — | $5K | 26.12% |
| HOTCHKISS INSURANCE AGENCY LLC3 Filed as: HOTCHKISS INSURANCE AGENCY, LLC | 4120 INTERNATIONAL PARKWAY SUITE 2000 CARROLLTON, TX 75007 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $3K | — | $3K | 13.13% |
| PREPARE BENEFITS, LLC3 | 10524 MOSS PARK ROAD 204-306 ORLANDO, FL 32832 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $5K | — | $5K | 30.98% |
| HOTCHKISS INSURANCE AGENCY LLC3 Filed as: HOTCHKISS INSURANCE AGENCY, LLC | 4120 INTERNATIONAL PARKWAY SUITE 2000 CARROLLTON, TX 75007 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $2K | — | $2K | 13.71% |
| PREPARE BENEFITS, LLC3 | 10524 MOSS PARK ROAD 204-306 ORLANDO, FL 32832 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $3K | — | $3K | 24.06% |
| HOTCHKISS INSURANCE AGENCY LLC3 Filed as: HOTCHKISS INSURANCE AGENCY, LLC | 4120 INTERNATIONAL PARKWAY SUITE 2000 CARROLLTON, TX 75007 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $998 | — | $998 | 7.11% |
| PREPARE BENEFITS, LLC3 | 10524 MOSS PARK ROAD 204-306 ORLANDO, FL 32832 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $5K | — | $5K | 40.05% |
| HOTCHKISS INSURANCE AGENCY LLC3 Filed as: HOTCHKISS INSURANCE AGENCY, LLC | 4120 INTERNATIONAL PARKWAY SUITE 2000 CARROLLTON, TX 75007 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $1K | — | $1K | 9.58% |
| PREPARE BENEFITS, LLC3 | 10524 MOSS PARK ROAD 204-306 ORLANDO, FL 32832 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $3K | — | $3K | 21.08% |
| HOTCHKISS INSURANCE AGENCY LLC3 Filed as: HOTCHKISS INSURANCE AGENCY, LLC | 4120 INTERNATIONAL PARKWAY SUITE 2000 CARROLLTON, TX 75007 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $963 | — | $963 | 7.51% |
| PREPARE BENEFITS, LLC3 | 10524 MOSS PARK ROAD 204-306 ORLANDO, FL 32832 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $3K | — | $3K | 23.98% |
| HOTCHKISS INSURANCE AGENCY LLC3 Filed as: HOTCHKISS INSURANCE AGENCY, LLC | 4120 INTERNATIONAL PARKWAY SUITE 2000 CARROLLTON, TX 75007 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $1K | — | $1K | 10.33% |
| PREPARE BENEFITS, LLC3 | 10524 MOSS PARK ROAD 204-306 ORLANDO, FL 32832 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $2K | — | $2K | 20.43% |
| HOTCHKISS INSURANCE AGENCY LLC3 Filed as: HOTCHKISS INSURANCE AGENCY, LLC | 4120 INTERNATIONAL PARKWAY SUITE 2000 CARROLLTON, TX 75007 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $1K | — | $1K | 12.20% |
| PREPARE BENEFITS, LLC3 | 10524 MOSS PARK ROAD 204-306 ORLANDO, FL 32832 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $3K | — | $3K | 33.72% |
| HOTCHKISS INSURANCE AGENCY LLC3 Filed as: HOTCHKISS INSURANCE AGENCY, LLC | 4120 INTERNATIONAL PARKWAY SUITE 2000 CARROLLTON, TX 75007 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $2K | — | $2K | 18.61% |
| PREPARE BENEFITS, LLC3 | 10524 MOSS PARK ROAD 204-306 ORLANDO, FL 32832 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $4K | — | $4K | 51.08% |
| HOTCHKISS INSURANCE AGENCY LLC3 Filed as: HOTCHKISS INSURANCE AGENCY, LLC | 4120 INTERNATIONAL PARKWAY SUITE 2000 CARROLLTON, TX 75007 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $1K | — | $1K | 12.98% |
| PREPARE BENEFITS, LLC3 | 10524 MOSS PARK ROAD 204-306 ORLANDO, FL 32832 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $817 | — | $817 | 11.39% |
| HOTCHKISS INSURANCE AGENCY LLC3 Filed as: HOTCHKISS INSURANCE AGENCY, LLC | 4120 INTERNATIONAL PARKWAY SUITE 2000 CARROLLTON, TX 75007 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $307 | — | $307 | 4.28% |
| PREPARE BENEFITS, LLC3 | 10524 MOSS PARK ROAD 204-306 ORLANDO, FL 32832 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $2K | — | $2K | 36.48% |
| HOTCHKISS INSURANCE AGENCY LLC3 Filed as: HOTCHKISS INSURANCE AGENCY, LLC | 4120 INTERNATIONAL PARKWAY SUITE 2000 CARROLLTON, TX 75007 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $542 | — | $542 | 8.27% |
| PREPARE BENEFITS, LLC3 | 10524 MOSS PARK ROAD 204-306 ORLANDO, FL 32832 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $2K | — | $2K | 30.80% |
| HOTCHKISS INSURANCE AGENCY LLC3 Filed as: HOTCHKISS INSURANCE AGENCY, LLC | 4120 INTERNATIONAL PARKWAY SUITE 2000 CARROLLTON, TX 75007 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $860 | — | $860 | 16.11% |
| PREPARE BENEFITS, LLC3 | 10524 MOSS PARK ROAD 204-306 ORLANDO, FL 32832 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $1K | — | $1K | 27.04% |
| HOTCHKISS INSURANCE AGENCY LLC3 Filed as: HOTCHKISS INSURANCE AGENCY, LLC | 4120 INTERNATIONAL PARKWAY SUITE 2000 CARROLLTON, TX 75007 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $650 | — | $650 | 12.32% |
| PREPARE BENEFITS, LLC3 | 10524 MOSS PARK ROAD 204-306 ORLANDO, FL 32832 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $1K | — | $1K | 26.14% |
| HOTCHKISS INSURANCE AGENCY LLC3 Filed as: HOTCHKISS INSURANCE AGENCY, LLC | 4120 INTERNATIONAL PARKWAY SUITE 2000 CARROLLTON, TX 75007 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $379 | — | $379 | 7.73% |
| PREPARE BENEFITS, LLC3 | 10524 MOSS PARK ROAD 204-306 ORLANDO, FL 32832 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $1K | — | $1K | 25.03% |
| HOTCHKISS INSURANCE AGENCY LLC3 Filed as: HOTCHKISS INSURANCE AGENCY, LLC | 4120 INTERNATIONAL PARKWAY SUITE 2000 CARROLLTON, TX 75007 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $534 | — | $534 | 11.49% |
| HOTCHKISS INSURANCE AGENCY LLC3 Filed as: HOTCHKISS INSURANCE AGENCY, LLC | 4120 INTERNATIONAL PARKWAY SUITE 2000 CARROLLTON, TX 75007 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $2K | — | $2K | 42.08% |
| PREPARE BENEFITS, LLC3 | 10524 MOSS PARK ROAD 204-306 ORLANDO, FL 32832 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $2K | — | $2K | 36.62% |
| PREPARE BENEFITS, LLC3 | 10524 MOSS PARK ROAD 204-306 ORLANDO, FL 32832 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $1K | — | $1K | 33.17% |
| HOTCHKISS INSURANCE AGENCY LLC3 Filed as: HOTCHKISS INSURANCE AGENCY, LLC | 4120 INTERNATIONAL PARKWAY SUITE 2000 CARROLLTON, TX 75007 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $591 | — | $591 | 15.28% |
| PREPARE BENEFITS, LLC3 | 10524 MOSS PARK ROAD 204-306 ORLANDO, FL 32832 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $1K | — | $1K | 34.86% |
| HOTCHKISS INSURANCE AGENCY LLC3 Filed as: HOTCHKISS INSURANCE AGENCY, LLC | 4120 INTERNATIONAL PARKWAY SUITE 2000 CARROLLTON, TX 75007 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $194 | — | $194 | 5.60% |
| PREPARE BENEFITS, LLC3 | 10524 MOSS PARK ROAD 204-306 ORLANDO, FL 32832 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $832 | — | $832 | 36.02% |
| HOTCHKISS INSURANCE AGENCY LLC3 Filed as: HOTCHKISS INSURANCE AGENCY, LLC | 4120 INTERNATIONAL PARKWAY SUITE 2000 CARROLLTON, TX 75007 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $180 | — | $180 | 7.79% |
| PREPARE BENEFITS, LLC3 | 10524 MOSS PARK ROAD 204-306 ORLANDO, FL 32832 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $503 | — | $503 | 25.06% |
| HOTCHKISS INSURANCE AGENCY LLC3 Filed as: HOTCHKISS INSURANCE AGENCY, LLC | 4120 INTERNATIONAL PARKWAY SUITE 2000 CARROLLTON, TX 75007 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $205 | — | $205 | 10.21% |
| PREPARE BENEFITS, LLC3 | 10524 MOSS PARK ROAD 204-306 ORLANDO, FL 32832 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $666 | — | $666 | 35.96% |
| HOTCHKISS INSURANCE AGENCY LLC3 Filed as: HOTCHKISS INSURANCE AGENCY, LLC | 4120 INTERNATIONAL PARKWAY SUITE 2000 CARROLLTON, TX 75007 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $138 | — | $138 | 7.45% |
| PREPARE BENEFITS, LLC3 | 10524 MOSS PARK ROAD 204-306 ORLANDO, FL 32832 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $618 | — | $618 | 34.39% |
| HOTCHKISS INSURANCE AGENCY LLC3 Filed as: HOTCHKISS INSURANCE AGENCY, LLC | 4120 INTERNATIONAL PARKWAY SUITE 2000 CARROLLTON, TX 75007 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $346 | — | $346 | 19.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,242 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,242 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(25 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,242 | $1.1M |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,242 | $841K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,242 | $841K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,242 | $841K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,242 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.