Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingBroker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultants can pitch it.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan has rich benefits or a bad rate.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
HealthRxPPO | HealthRxPPO | |
HealthHMO | HealthHMO | |
Dental | Dental | |
Vision | Vision | |
Broker: Daniel Edward Cutright Life | Life |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 5 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,288 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 962 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,250 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE SHIELD OF CALIFORNIA | 4,638 | $71.0M |
| Dental | DELTA DENTAL OF CALIFORNIA | 7,541 | $4.6M |
| Vision | VISION SERVICE PLAN | 3,098 | $566K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 6,964 | $147K |
| Prescription drug | BLUE SHIELD OF CALIFORNIA | 4,638 | $45.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,541 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
| Broker | Commissions |
|---|---|
Carrier: Principal Life Insurance Company |
Commissions, fees, broker address and the carrier each broker is paid through are on Pro.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| U.A. LOCAL 342 JOINT LABOR MGMT EIN 68-0315768 COMMON BOARD OF TRUSTEES | Contract Administrator; Direct payment from the plan Service code 13 | — | $1.9M |
| NWPS EIN 91-2090931 NONE | Actuarial; Consulting (general); Direct payment from the plan Service code 11 | — | $523K |
| MAMMINI COMPANY, INC. EIN 47-0879697 NONE | Investment advisory (plan); Investment management fees paid directly by plan; Consulting (general); Direct payment from the plan Service code 16 | — | $100K |
| COMMONWEALTH FINANCIAL NETWORK EIN 04-2675571 NONE | Investment advisory (plan); Investment management fees paid directly by plan; Direct payment from the plan; Consulting (general) Service code 16 | — | $43K |
| CARDIOPTICS LLC EIN 47-4787354 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $40K |
| WITHUMSMITH+BROWN, PC EIN 22-2027092 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $37K |
| PRINT2ASSIST, INC. EIN 71-0944528 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | — | $28K |
| NEYHART, ANDERSON, FLYNN & GROSBOLL EIN 94-2576729 NONE | Legal; Direct payment from the plan Service code 29 | — | $25K |
| FREMONT BANK EIN 94-1569025 NONE | Custodial (other than securities); Direct payment from the plan Service code 18 | — | $14K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
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10 filings · 2016 to 2025