| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE PARTNERS GROUP3 | 11850 SW 67TH AVE SUITE 100 PORTLAND, OR 97223 | STANDARD INSURANCE COMPANY | $125K | — | $125K | 1.27% |
| THE PERMANENTE MEDICAL GROUP INC3 | 1800 HARRISON ST FL 7 OAKLAND, CA 94612 | STANDARD INSURANCE COMPANY | — | $26K | $26K | 0.26% |
| THE PARTNERS GROUP3 Filed as: THE PARTNERS GROUP LTD. | 11850 SW 67TH AVE SUITE 100 PORTLAND, OR 97223 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $54K | — | $54K | 3.37% |
| THE PARTNERS GROUP3 Filed as: THE PARTNERS GROUP LTD. | 11850 SW 67TH AVE SUITE 100 PORTLAND, OR 97223 | CIGNA | $12K | — | $12K | 3.79% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,298 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,298 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLANS, INC. | 5,921 | $20.8M |
| Dental | DELTA DENTAL OF CALIFORNIA | 3,276 | $4.9M |
| Vision | KAISER FOUNDATION HEALTH PLANS, INC. | 871 | $16.5M |
| Life insurance(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 2,908 | $11.5M |
| Prescription drug(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLANS, INC. | 5,921 | $20.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,921 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.