| Metric | This plan | Peer median | Peer avg | vs. peer |
|---|---|---|---|---|
| Premium per covered life | $11K | $976 | $4K | +995.6% |
| Broker comp per covered life | $123 | $43 | $59 | +184.5% |
| Broker comp % of premium | 1.1% | 4.8% | 5.5% | -3.6 pp |
| Retention rate | 5.2% | 0.0% | 2.2% | |
| Premium YoY % | 10.1% | 2.7% | -12.1% | +7.4 pp |
| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE PARTNERS GROUP LTD.3 | 11850 SW 67TH AVE SUITE 100 PORTLAND, OR 97223 | STANDARD INSURANCE COMPANY | $1.4M | — | $1.4M | 4.00% |
| THE PARTNERS GROUP3 | 11850 SW 67TH AVE SUITE 100 PORTLAND, OR 97223 | STANDARD INSURANCE COMPANY | $542K | — | $542K | 2.66% |
| THE PARTNERS GROUP3 | 11850 SW 67TH AVE STE 100 PORTLAND, OR 97223 | METROPOLITAN LIFE INSURANCE COMPANY | $235K | — | $235K | 1.16% |
| THE PARTNERS GROUP LTD.3 | 11850 SW 67TH AVE SUITE 100 PORTLAND, OR 97223 | UNUM LIFE INSURANCE COMPANY | $731K | — | $731K | 9.55% |
| THE PARTNERS GROUP LTD.3 | 11850 SW 67TH AVE SUITE 100 PORTLAND, OR 97223 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $1.1M | — | $1.1M | 24.01% |
| THE PARTNERS GROUP LTD.3 | 11850 SW 67TH AVE SUITE 100 PORTLAND, OR 97223 | CIGNA | $33K | — | $33K | 1.79% |
| THE PARTNERS GROUP3 | 11850 SW 67TH AVE SUITE 100 PORTLAND, OR 97223 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $869 | $18 | $887 | 15.30% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 10,008 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 10,008 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLANS, INC. | 32,831 | $261.8M |
| Dental(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 27,530 | $20.4M |
| Vision | KAISER FOUNDATION HEALTH PLANS, INC. | 10,008 | $260.0M |
| Life insurance | STANDARD INSURANCE COMPANY | 11,633 | $20.4M |
| Long-term disability(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 8,690 | $39.9M |
| Prescription drug(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLANS, INC. | 32,831 | $261.8M |
| Other(4 contracts, 4 carriers) | STANDARD INSURANCE COMPANY | 11,633 | $28.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 32,831 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.