| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 Filed as: DIBUDUO & DEFENDIS AGENCY | 6873 N. WEST AVENUE, #101 FRESNO, CA 937114308 | KAISER FOUNDATION HEALTH PLAN INC. | $26K | — | $26K | 3.48% |
| JAMES M. MORRISON INSURANCE SERVICE3 Filed as: JAMES M. MORRISON INS SVCS | 2710 GATEWAY ROAD CARLSBAD, CA 92009 | KAISER FOUNDATION HEALTH PLAN INC. | $2K | — | $2K | 0.31% |
| ACRISURE LLC3 Filed as: DIBUDUO & DEFENDIS INSURANCE | 6873 N WEST AVENUE, SUITE 108 FRESNO, CA 93711 | KAISER FOUNDATION HEALTH PLAN INC. | $15K | — | $15K | 3.19% |
| JAMES M. MORRISON INSURANCE SERVICE3 Filed as: JAMES M MORRISON INSURANCE SERVICES | 2710 GATEWAY ROAD CARLSBAD, CA 92009 | KAISER FOUNDATION HEALTH PLAN INC. | $1K | — | $1K | 0.29% |
| ACRISURE LLC3 Filed as: DIBUDUO & DEFENDIS INSURANCE | 6873 N. WEST AVENUE, #101 FRESNO, CA 937114308 | PRINCIPAL LIFE INSURANCE COMPANY | $5K | — | $5K | 3.98% |
| JAMES M. MORRISON INSURANCE SERVICE3 Filed as: JAMES M. MORRISON INS SVCS | 2710 GATEWAY ROAD CARLSBAD, CA 92009 | PRINCIPAL LIFE INSURANCE COMPANY | $349 | — | $349 | 0.30% |
| ACRISURE LLC3 Filed as: DIBUDUO & DEFENDIS INSURANCE | 6873 N. WEST AVENUE, #101 FRESNO, CA 93711 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $179 | $4K | 12.98% |
| JAMES M. MORRISON INSURANCE SERVICE3 Filed as: JAMES M. MORRISON INS SVCS | 2710 GATEWAY ROAD CARLSBAD, CA 92009 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $763 | — | $763 | 2.64% |
| ACRISURE LLC3 Filed as: DIBUDUO & DEFENDIS INSURANCE | PO BOX 5479 FRESNO, CA 93755 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 9.88% |
| MORRISON INSURANCE SERVICES, INC.3 Filed as: MORRISON INSURANCE SERVICES INC | 2710 GATEWAY ROAD CARLSBAD, CA 92009 | METROPOLITAN LIFE INSURANCE COMPANY | $145 | — | $145 | 0.99% |
| ACRISURE LLC3 Filed as: DIBUDUO & DEFENDIS INSURANCE | 6873 N. WEST AVENUE, #101 FRESNO, CA 93711 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $68 | $1K | 12.43% |
| JAMES M. MORRISON INSURANCE SERVICE3 Filed as: JAMES M. MORRISON INS SVCS | 2710 GATEWAY ROAD CARLSBAD, CA 92009 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $305 | — | $305 | 2.73% |
| ACRISURE LLC3 Filed as: DIBUDUO & DEFENDIS AGENCY | 6873 N. WEST AVENUE, #101 FRESNO, CA 93711 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $83 | $1K | 11.10% |
| JAMES M. MORRISON INSURANCE SERVICE3 Filed as: JAMES M. MORRISON INS SVCS | 2710 GATEWAY ROAD CARLSBAD, CA 92009 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4 | — | $4 | 0.04% |
| ACRISURE LLC3 Filed as: DIBUDUO & DEFENDIS INSURANCE | 6873 N. WEST AVENUE, #101 FRESNO, CA 93711 | CALIFORNIA DENTAL NETWORK, INC. | $832 | — | $832 | 8.75% |
| JAMES M. MORRISON INSURANCE SERVICE3 Filed as: JAMES M. MORRISON INS SVCS | 2710 GATEWAY ROAD CARLSBAD, CA 92009 | CALIFORNIA DENTAL NETWORK, INC. | $119 | — | $119 | 1.25% |
| ACRISURE LLC3 Filed as: DIBUDUO & DEFENDIS AGENCY | 6873 N. WEST AVENUE, #101 FRESNO, CA 93711 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $764 | $38 | $802 | 13.02% |
| JAMES M. MORRISON INSURANCE SERVICE3 Filed as: JAMES M. MORRISON INS SVCS | 2710 GATEWAY ROAD CARLSBAD, CA 92009 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $160 | — | $160 | 2.60% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 229 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 230 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | KAISER FOUNDATION HEALTH PLAN INC. | 137 | $1.2M |
| Dental(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 285 | $125K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 192 | $15K |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 285 | $127K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 193 | $11K |
| Other(4 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 193 | $56K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 285 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.