Welfare broker

MORRISON INSURANCE SERVICES, INC.

Mailing address (most recent filing)

2710 GATEWAY ROAD

CARLSBAD, CA 92009

Total comp: $446K
Commissions: $401K
Fees: $46K
Filings: 8
Sponsors: 8

Carrier mix

Where MORRISON INSURANCE SERVICES, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CALIFORNIA PHYSICIANS SERVICE28.6%
BLUE CROSS OF CALIFORNIA28.6%
UNITED HEALTHCARE INSURANCE COMPANY14.3%
KAISER FOUNDATION HEALTH PLAN INC14.3%
CIGNA HEALTH AND LIFE INSURANCE COMPANY14.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CALIFORNIA PHYSICIANS SERVICE	2	$1.8M	28.6%
BLUE CROSS OF CALIFORNIA	2	$1.6M	28.6%
UNITED HEALTHCARE INSURANCE COMPANY	1	$2.5M	14.3%
KAISER FOUNDATION HEALTH PLAN INC	1	$1.7M	14.3%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$878K	14.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	6	$7.7M	0.1%	10.93x
TX	1	$878K	0.0%	2.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MORRISON INSURANCE SERVICES, INC.'s plans by broker comp / premium ratio. Median 5.70% vs welfare-wide median 6.29% (n=7).

Prospect-flag exposure · vs market baseline

Share of MORRISON INSURANCE SERVICES, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-7 of 7 sponsors where MORRISON INSURANCE SERVICES, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ROAD RUNNER SPORTS, INC. ROAD RUNNER SPORTS, INC. HEALTH AND WELFARE PLAN	CA	$2.5M	$137K	UNITED HEALTHCARE INSURANCE COMPANY
RICHARD HEATH & ASSOCIATES, INC. RICHARD HEATH & ASSOCIATES, INC. HEALTH & WELFARE PLAN	CA	$1.7M	$67K	KAISER FOUNDATION HEALTH PLAN INC.
ARGONAUT MANUFACTURING SERVICES, INC. ARGONAUT MANUFACTURING SERVICES, INC. WELFARE BENEFITS PLAN	CA	$992K	$60K	BLUE CROSS OF CALIFORNIA
PIONEER HEALTHCARE SERVICES LLC PIONEER HEALTHCARE SERVICES LLC WELFARE BENEFITS PLAN	CA	$868K	$58K	CALIFORNIA PHYSICIANS SERVICE
STRIVR LABS, INC. STRIVR LABS, INC. WELFARE BENEFITS PLAN	CA	$938K	$53K	CALIFORNIA PHYSICIANS SERVICE
TRIGO ADR AMERICAS, LLC TRIGO ADR AMERICAS, LLC WELFARE BENEFITS PLAN	TX	$878K	$50K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
WESTERN CNC, INC. WESTERN CNC, INC. WELFARE BENEFITS PLAN	CA	$656K	$39K	BLUE CROSS OF CALIFORNIA