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Sponsor portfolioWelfare / HealthEIN 94-2625839

RICHARD HEALTH & ASSOCIATES, INC.

590 W. LOCUST AVENUE, #103 · FRESNO, CA 93650
6193874762
Plans filed
1
Years active
2016–2025
Industry
NAICS 54
Latest filing
2025
Total premiums (latest)
$1.7M
No prior year
Persons covered
283
No prior year
Total participants
0
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #504$1.7M
RICHARD HEATH & ASSOCIATES, INC. HEALTH & WELFARE PLAN
Fully insured283 covered·5 carriers
Primary: KAISER FOUNDATION HEALTH PLAN, INC.

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.6M80.2%
Life$154K8.0%
Dental$146K7.5%
Other$48K2.5%
Vision$25K1.3%
Long-term disability$9K0.5%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
KAISER FOUNDATION HEALTH PLAN INC
EIN 941340523
H
$1.6M88.9%12139
PRINCIPAL LIFE INSURANCE COMPANY
EIN 420127290
DL
$121K6.9%11283
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 010278678
LLTDOth
$48K2.8%14204
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DV
$25K1.4%11135

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
JAMES M. MORRISON INSURANCE SERVICECARLSBAD, CAUNUM LIFE INSURANCE COMPANY OF AMERICA, PRINCIPAL LIFE INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, UNUM INSURANCE COMPANY, KAISER FOUNDATION HEALTH PLAN, INC.$72K$5K$77K94.6%1
CENTRO BENEFITS RESEARCH LLCATLANTA, GAPRINCIPAL LIFE INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$798$4K$4K5.3%1
ACRISURE LLCFRESNO, CAUNUM LIFE INSURANCE COMPANY OF AMERICA$71$0$710.1%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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