| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 425 CALIFORNIA ST STE 2400 SAN FRANCISCO, CA 941042215 | KAISER FOUNDATION HEALTH PLAN, INC. | $35K | — | $35K | 4.93% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 425 CALIFORNIA ST STE 2400 SAN FRANCISCO, CA 941042215 | KAISER FOUNDATION HEALTH PLAN, INC | $45K | — | $45K | 6.97% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SERVICES | 32110 AGOURA RD WESTLAKE VILLAGE, CA 913614026 | KAISER FOUNDATION HEALTH PLAN, INC | $22K | — | $22K | 3.47% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1720 NE 4TH ST BEND, OR 97701 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $21K | — | $21K | 10.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 225 NE MIZNER BLVD STE 675 BOCA RATON, FL 33432 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $5K | $5K | 2.29% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1390 WILLOW PASS ROAD SUITE 800 CONCORD, CA 945297924 | UNITED HEALTHCARE INSURANCE COMPANY | $7K | — | $7K | 6.00% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC CALIFORNIA | 669 RIVER DRIVE CENTER II SUITE 305 ELMWOOD PARK, NJ 07407 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 2.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | PO BOX 5668 CONCORD, CA 94524 | VISION SERVICE PLAN | $2K | — | $2K | 3.80% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 40 MARCUS DR FL 3 MELVILLE, NY 117474268 | PRINCIPAL LIFE INSURANCE COMPANY | $1K | $253 | $2K | 12.11% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS, LLC | 9394 W DODGE RD SUITE 251 OMAHA, NE 681143345 | PRINCIPAL LIFE INSURANCE COMPANY | — | $972 | $972 | 6.80% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS, LLC | ATT COMMISSIONS DEPARTMENT 1787 SENTRY PKWY W BLUE BELL, PA 194222239 | PRINCIPAL LIFE INSURANCE COMPANY | — | $70 | $70 | 0.49% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 348 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 348 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 122 | $2.5M |
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 286 | $208K |
| Vision | VISION SERVICE PLAN | 184 | $50K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 348 | $14K |
| Prescription drug(3 contracts) | KAISER FOUNDATION HEALTH PLAN, INC. | 122 | $2.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 348 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.