No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| LIFEWORKS (US) LTD NONE | Direct payment from the plan; Plan Administrator Service code 14 | 115 PERIMETER CENTER PLACE NE SUITE ATLANTA, GA 30346 | $4.7M |
| MEDICAL MUTUAL OF OHIO NONE | Direct payment from the plan; Plan Administrator Service code 14 | 2060 E. 9TH STREET CLEVELAND, OH 44115 | $1.5M |
| DELTA DENTAL OF CA EIN 94-1461312 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $523K |
| GROUP HEALTH COOPERATIVE NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | 2503 N. HILLCREST PKWY. ALTOONA, WI 54720 | $137K |
| STATE STREET BANK AND TRUST CO. EIN 04-1867445 NONE | Trustee (directed); Direct payment from the plan Service code 25 | — | $115K |
| AON HEWITT INVEST. CONSULTING, INC. EIN 36-3109431 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $86K |
| MOSS ADAMS LLP EIN 91-0189318 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $27K |
| PRICEWATERHOUSECOOPERS LLP NONE | Direct payment from the plan; Consulting (general) Service code 16 | 300 MADISON AVENUE NEW YORK, NY 100176204 | $20K |
| CARDINAL INVESTMENT ADVISORS, LLC EIN 36-4464580 NONE | Consulting (general); Direct payment from the plan; Investment management fees paid directly by plan Service code 16 | — | $18K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 28,011 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 5,053 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(45 contracts, 10 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 44,562 | $350.4M |
| Dental | DELTA DENTAL OF CALIFORNIA | 4,864 | $2.0M |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 15,506 | $2.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 44,562 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.