No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MORNEAU SHEPELL LIMITED NONE | Direct payment from the plan; Contract Administrator Service code 13 | 115 PERIMETER CENTER PKWY NE SUITE 1050 ATLANTA, GA 30346 | $4.1M |
| MEDICAL MUTUAL OF OHIO NONE | Direct payment from the plan; Plan Administrator Service code 14 | 2060 E. 9TH STREET CLEVELAND, OH 44115 | $2.6M |
| INVESCO EIN 98-0557567 NONE | Investment management fees paid directly by plan; Direct payment from the plan; Investment management Service code 28 | — | $1.0M |
| AETOS ALTERNATIVES MANAGEMENT, LLC EIN 13-4048966 NONE | Investment management fees paid directly by plan; Direct payment from the plan; Investment management Service code 28 | — | $971K |
| BRIDGEWATER ASSOCIATES, LP NONE | Investment management fees paid directly by plan; Direct payment from the plan; Investment management Service code 28 | ONE GLENDINNING PLACE WESTPORT, CT 06880 | $933K |
| STATE STREET BANK AND TRUST CO. EIN 04-1867445 NONE | Direct payment from the plan; Trustee (directed) Service code 25 | — | $103K |
| AON CONSULTING EIN 22-2232264 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $62K |
| MERCER INVESTMENT CONSULTING, INC. EIN 03-0543928 NONE | Direct payment from the plan; Consulting (general); Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $50K |
| MORRIS DAVIS CHAN AND TAN LLP EIN 94-2214860 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $27K |
| CARDINAL INVESTMENT ADVISORS, LLC EIN 36-4464580 NONE | Consulting (general); Investment management fees paid directly by plan; Direct payment from the plan Service code 16 | — | $20K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 22,039 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 5,164 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 27,203 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(45 contracts, 9 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 14,064 | $288.7M |
| Dental | DELTA DENTAL OF CALIFORNIA | 4,155 | $2.0M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 14,118 | $5.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 14,118 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.