No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| LABORERS FUND ADMINISTRATION EIN 94-1563547 COMMON BOARD MEMBERS | Contract Administrator; Direct payment from the plan Service code 13 | — | $11.7M |
| ANTHEM BLUE CROSS LIFE INSURANCE CO EIN 95-4331852 NONE | Float revenue; Other services; Claims processing; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $4.8M |
| TRANSCARENT SERVICES INC. EIN 84-3296541 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $556K |
| MCMORGAN & COMPANY LLC EIN 52-2334338 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $427K |
| EPLAN LLC EIN 20-3720767 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $365K |
| CGI TECHNOLOGIES & SOLUTIONS INC. EIN 54-0856778 NONE | Other services; Direct payment from the plan Service code 49 | — | $332K |
| OPTUM RX EIN 33-0441200 PHARMACY BENEFIT MANAGER | Direct payment from the plan; Claims processing; Other fees; Float revenue Service code 12 | — | $325K |
| FINAL OPTION CORP. EIN 26-4644580 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $325K |
| THE SEGAL COMPANY EIN 94-1503999 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $227K |
| MACKAY SHIELDS LLC EIN 13-5582869 NONE | Investment management; Investment management fees paid indirectly by plan Service code 28 | — | $214K |
| HAYS COMPANIES, INC. EIN 83-2217196 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $175K |
| AMERICAN HEALTH HOLDING INC. EIN 31-1368946 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $126K |
| WEINBERG, ROGER & ROSENFELD EIN 94-2458080 NONE | Legal; Direct payment from the plan Service code 29 | — | $90K |
| MEKETA FIDUCIARY MANAGEMENT EIN 47-2126910 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $90K |
| BULLIVANT HOUSER BAILEY PC EIN 93-1129534 NONE | Legal; Direct payment from the plan Service code 29 | — | $84K |
| HEALTHX INC. EIN 35-1928243 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $72K |
| WITHUMSMITH+BROWN, PC EIN 22-2027092 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $51K |
| STATE STREET GLOBAL ADVISORS TRUST EIN 81-4017137 NONE | Custodial (other than securities); Custodial (securities); Investment management fees paid indirectly by plan; Investment management fees paid directly by plan Service code 18 | — | $50K |
| PART D ADVISORS INC. EIN 20-2595200 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $50K |
| US BANK EIN 31-0841368 NONE | Investment management fees paid indirectly by plan; Investment management Service code 28 | — | $36K |
| RHUMBLINE ADVISERS EIN 04-3118582 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $12K |
| HEFFERMAN INSURANCE BROKERS EIN 94-2506099 NONE | Insurance brokerage commissions and fees Service code 53 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 22,554 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,539 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 25,093 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM BC HEALTH INSURANCE COMPANY | 1,690 | $3.1M |
| Dental(3 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 532 | $464K |
| Other | CLAREMONT BEHAVIORAL SERVICES, INC. | 25,883 | $371K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 25,883 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.