See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 8 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| LABORERS FUND ADMINISTRATION EIN 94-1563547 COMMON BOARD MEMBERS | Direct payment from the plan; Contract Administrator Service code 13 | — | $11.7M |
| ANTHEM BLUE CROSS LIFE INSURANCE CO EIN 95-4331852 NONE | Other services; Contract Administrator; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing Service code 12 | — | $4.8M |
| TRANSCARENT SERVICES INC. EIN 84-3296541 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $556K |
| MCMORGAN & COMPANY LLC EIN 52-2334338 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $427K |
| EPLAN LLC EIN 20-3720767 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $365K |
| CGI TECHNOLOGIES & SOLUTIONS INC. EIN 54-0856778 NONE | Direct payment from the plan; Other services Service code 49 | — | $332K |
| OPTUM RX EIN 33-0441200 PHARMACY BENEFIT MANAGER | Direct payment from the plan; Float revenue; Claims processing; Other fees Service code 12 | — | $325K |
| FINAL OPTION CORP. EIN 26-4644580 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $325K |
| THE SEGAL COMPANY EIN 94-1503999 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $227K |
| MACKAY SHIELDS LLC EIN 13-5582869 NONE | Investment management fees paid indirectly by plan; Investment management Service code 28 | — | $214K |
| HAYS COMPANIES, INC. EIN 83-2217196 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $175K |
| AMERICAN HEALTH HOLDING INC. EIN 31-1368946 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $126K |
| WEINBERG, ROGER & ROSENFELD EIN 94-2458080 NONE | Legal; Direct payment from the plan Service code 29 | — | $90K |
| MEKETA FIDUCIARY MANAGEMENT EIN 47-2126910 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $90K |
| BULLIVANT HOUSER BAILEY PC EIN 93-1129534 NONE | Legal; Direct payment from the plan Service code 29 | — | $84K |
| HEALTHX INC. EIN 35-1928243 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $72K |
| WITHUMSMITH+BROWN, PC EIN 22-2027092 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $51K |
| STATE STREET GLOBAL ADVISORS TRUST EIN 81-4017137 NONE | Custodial (securities); Investment management fees paid indirectly by plan; Investment management fees paid directly by plan; Custodial (other than securities) Service code 18 | — | $50K |
| PART D ADVISORS INC. EIN 20-2595200 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $50K |
| US BANK EIN 31-0841368 NONE | Investment management fees paid indirectly by plan; Investment management Service code 28 | — | $36K |
| RHUMBLINE ADVISERS EIN 04-3118582 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $12K |
| HEFFERMAN INSURANCE BROKERS EIN 94-2506099 NONE | Insurance brokerage commissions and fees Service code 53 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 22,554 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,539 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 25,093 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM BC HEALTH INSURANCE COMPANY | 1,690 | $3.1M |
| Dental(3 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 532 | $464K |
| Other | CLAREMONT BEHAVIORAL SERVICES, INC. | 25,883 | $371K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 25,883 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.