No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| LABORERS FUND ADMINISTRATION EIN 94-1563547 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $8.3M |
| BLUE CROSS OF CALIFORNIA EIN 95-3760980 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $3.9M |
| DELTA DENTAL EIN 94-1461312 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $1.2M |
| EPLAN LLC EIN 20-3720767 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $549K |
| OPTUM RX EIN 33-0441200 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $419K |
| PACIFIC PRINTING EIN 26-4644580 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $272K |
| MCMORGAN & COMPANY LLC EIN 52-2334338 NONE | Investment management; Direct payment from the plan Service code 28 | — | $255K |
| US HEALTHWORKS NONE | Direct payment from the plan; Consulting (general) Service code 16 | PO BOX 50042 LOS ANGELES, CA 90074 | $177K |
| BULLIVANT HOUSER BAILEY EIN 93-1129534 NONE | Legal; Direct payment from the plan Service code 29 | — | $171K |
| WEINBERG, ROGER & ROSENFELD EIN 94-2458080 NONE | Legal; Direct payment from the plan Service code 29 | — | $168K |
| THE SEGAL COMPANY EIN 94-1503999 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $135K |
| HEMMING MORSE EIN 30-0702322 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $70K |
| HEALTHX INC. EIN 35-1928243 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $57K |
| AMERICAN HEALTH HOLDING EIN 31-1368946 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $54K |
| STATE STREET GLOBAL ADVISORS EIN 04-1867445 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $43K |
| WHEELER-SONOMA NONE | Direct payment from the plan; Copying and duplicating Service code 36 | 831 ALAMEDA STREET VALLEJO, CA 94590 | $32K |
| US BANK EIN 31-0841368 NONE | Investment management fees paid directly by plan; Custodial (securities) Service code 19 | — | $28K |
| JOHN W. ROBERTS, M.D. EIN 68-5345689 NONE | Other services; Direct payment from the plan Service code 49 | — | $24K |
| VOYA INVESTMENT TRUST COMPANY EIN 06-1440627 NONE | Investment management; Direct payment from the plan Service code 28 | — | $17K |
| VERUS ADVISORY, INC EIN 91-1320111 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $17K |
| MCFADDEN & ASSOCIATES, LLC EIN 71-1015460 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $16K |
| CONCEPCION B-LOZANO NONE | Other services; Direct payment from the plan Service code 49 | 1001 MARINA VILLAGE PKWY, STE. 200 ALAMEDA, CA 94501 | $14K |
| NEYHART, ANDERSON, FLYNN & GROSBOLL EIN 94-2576729 NONE | Legal; Direct payment from the plan Service code 29 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 19,959 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,779 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 22,738 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 942 | $257K |
| Dental(2 contracts, 2 carriers) | NEWPORT DENTAL PLAN | 587 | $347K |
| Other | CLAREMONT EAP | 22,523 | $335K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 22,523 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.