See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 7 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 6 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| LABORERS FUND ADMINISTRATION EIN 94-1563547 NONE | Direct payment from the plan; Plan Administrator Service code 14 | 220 CAMPUS LANE FAIRFIELD, CA 94534 | $7.8M |
| BLUE CROSS OF CALIFORNIA EIN 95-3760980 NONE | Claims processing; Direct payment from the plan; Contract Administrator; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services Service code 12 | — | $3.4M |
| HEALTHWAYS EIN 95-4402957 NONE | Claims processing; Direct payment from the plan Service code 12 | 21281 BURBANK BLVD WOODLAND HILLS, CA 91367 | $1.2M |
| DELTA DENTAL EIN 94-1461312 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $1.1M |
| HEALTH & SAFETY FUND EIN 52-1569286 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $652K |
| OPTUMRX EIN 33-0441200 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $422K |
| MCMORGAN & COMPANY EIN 94-1650768 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $289K |
| WEINBURG ET AL EIN 94-2458080 NONE | Legal; Direct payment from the plan Service code 29 | — | $220K |
| BULLIVANT HOUSER EIN 93-6246493 NONE | Legal; Direct payment from the plan Service code 29 | — | $193K |
| THE SEGAL COMPANY EIN 94-1503999 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $132K |
| US HEALTHWORKS NONE | Consulting (general); Direct payment from the plan Service code 16 | PO BOX 50042 LOS ANGELES, CA 90074 | $106K |
| EYE MED NONE | Claims processing; Direct payment from the plan Service code 12 | 4000 LUXOTTICA PLACE MASON, OH 45040 | $91K |
| AMERICAN HEALTH HOLDING INC. EIN 31-1368946 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $60K |
| HEMMING MORSE EIN 30-0702322 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $50K |
| HEALTHX INC. EIN 35-1928243 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $43K |
| STATE STREET GLOBAL ADVISORS EIN 04-1867445 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $27K |
| US BANK EIN 31-0841368 NONE | Custodial (securities); Investment management fees paid directly by plan Service code 19 | 1555 N RIVER CENTER DR. STE 300 MILWAUKEE, WI 53212 | $22K |
| JOHN W ROBERTS, MD EIN 68-0345689 NONE | Direct payment from the plan; Consulting (general) Service code 16 | 4165 BLACKHAWK PLAZA CIRCLE,STE 100 DANVILLE, CA 94506 | $20K |
| VERUS ADVISORY INC. EIN 91-1320111 NONE | Investment management fees paid directly by plan; Investment advisory (plan) Service code 27 | — | $17K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 18,350 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,798 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 21,148 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | NEWPORT DENTAL PLAN | 678 | $396K |
| Other | CLAREMONT | 20,807 | $320K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 20,807 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.