| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $2K | $2K | 1.53% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PREMERA BLUE CROSS EIN 91-0499247 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $438K |
| BENESYS, INC. EIN 38-2383171 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $159K |
| MERCER HEALTH & BENEFITS, LLC. EIN 34-2015463 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $154K |
| JOSEPH L. REINHART, P.C. NONE | Legal; Direct payment from the plan Service code 29 | 7355 SW HERMOSO WAY TIGARD, OR 97223 | $97K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $93K |
| THE PARTNERS GROUP NONE | Direct payment from the plan; Consulting (general) Service code 16 | 11850 SW 67TH AVE. SUITE 100 PORTLAND, OR 97223 | $90K |
| MODA HEALTH EIN 93-0438772 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $64K |
| US BANK N.A. EIN 31-0841368 NONE | Custodial (securities); Direct payment from the plan Service code 19 | — | $38K |
| RV KUHNS & ASSOCIATES EIN 93-0901652 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $33K |
| SMART SOURCE NONE | Other services; Direct payment from the plan Service code 49 | P.O. BOX 106068 ATLANTA, GA 303486068 | $12K |
| COMMUNICATION PARTNERS INC. EIN 93-1083918 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $9K |
| MILLIMAN EIN 91-0675641 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 626 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 225 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 851 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PREMERA BLUE CROSS | 1 | $5K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 2,588 | $123K |
| Stop-loss / reinsurancereinsurance | LIFEWISE ASSURANCE CO | 648 | $244K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 2,588 | $123K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,588 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.