| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROKER'S ALLIANCE OF OHIO INC.3 Filed as: BROKER'S ALLIANCE OF OHIO, INC | 12 SHORES DR POLAND, OH 44514 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 2.74% |
| BROKER'S ALLIANCE OF OHIO INC.3 | 10185 BROOKHAVEN LN BRECKSVILLE, OH 44141 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 2.67% |
| THE JAMES B OSWALD COMPANY3 | 950 MAIN AVE STE 1800 CLEVELAND, OH 44113 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 1.44% |
| THE JAMES B OSWALD COMPANY3 | 950 MAIN AVE STE 1800 CLEVELAND, OH 44113 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 5.79% |
| BROKER'S ALLIANCE OF OHIO INC.3 Filed as: BROKER'S ALLIANCE OF OHIO, INC | 12 SHORES DR POLAND, OH 44514 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 5.31% |
| BROKER'S ALLIANCE OF OHIO INC.3 | 10185 BROOKHAVEN LN BRECKSVILLE, OH 44141 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 4.21% |
| THE JAMES B OSWALD COMPANY3 | 950 MAIN AVE STE 1800 CLEVELAND, OH 44113 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 5.75% |
| BROKER'S ALLIANCE OF OHIO INC.3 Filed as: BROKER'S ALLIANCE OF OHIO, INC | 12 SHORES DR POLAND, OH 44514 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 5.17% |
| BROKER'S ALLIANCE OF OHIO INC.3 Filed as: BROKER'S ALLIANCE OF OHIO INC | 10185 BROOKHAVEN LN BRECKSVILLE, OH 44141 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 4.25% |
| THE JAMES B OSWALD COMPANY3 | 950 MAIN AVE STE 1800 CLEVELAND, OH 44113 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 8.03% |
| BROKER'S ALLIANCE OF OHIO INC.3 | 10185 BROOKHAVEN LN BRECKSVILLE, OH 44141 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 6.97% |
| BROKER'S ALLIANCE OF OHIO INC.3 Filed as: BROKER'S ALLIANCE OF OHIO, INC | 12 SHORES DR POLAND, OH 44514 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 5.03% |
| BROKER'S ALLIANCE OF OHIO INC.5 | 10185 BROOKHAVEN LN BRECKSVILLE, OH 44141 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $493 | $493 | 2.41% |
| THE JAMES B OSWALD COMPANY3 | 950 MAIN AVE STE 1800 CLEVELAND, OH 44113 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 5.70% |
| BROKER'S ALLIANCE OF OHIO INC.3 Filed as: BROKER'S ALLIANCE OF OHIO, INC | 12 SHORES DR POLAND, OH 44514 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $924 | $924 | 5.08% |
| BROKER'S ALLIANCE OF OHIO INC.3 | 10185 BROOKHAVEN LN BRECKSVILLE, OH 44141 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $782 | — | $782 | 4.30% |
| THE JAMES B OSWALD COMPANY3 | 950 MAIN AVE STE 1800 CLEVELAND, OH 44113 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $945 | — | $945 | 5.53% |
| BROKER'S ALLIANCE OF OHIO INC.3 Filed as: BROKER'S ALLIANCE OF OHIO, INC | 12 SHORES DR POLAND, OH 44514 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $939 | $939 | 5.50% |
| BROKER'S ALLIANCE OF OHIO INC.3 Filed as: BROKER'S ALLIANCE OF OHIO INC | 10185 BROOKHAVEN LN BRECKSVILLE, OH 44141 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $762 | — | $762 | 4.46% |
| BROKER'S ALLIANCE OF OHIO INC.5 | 10185 BROOKHAVEN LN BRECKSVILLE, OH 44141 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $524 | $524 | 3.07% |
| BROKER'S ALLIANCE OF OHIO INC.3 Filed as: BROKER'S ALLIANCE OF OHIO INC | 12 SHORES DR POLAND, OH 44514 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 8.35% |
| THE JAMES B OSWALD COMPANY3 | 950 MAIN AVE STE 1800 CLEVELAND, OH 44113 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $589 | — | $589 | 5.22% |
| BROKER'S ALLIANCE OF OHIO INC.3 Filed as: BROKER'S ALLIANCE OF OHIO, INC | 12 SHORES DR POLAND, OH 44514 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $572 | $572 | 5.07% |
| BROKER'S ALLIANCE OF OHIO INC.3 | 10185 BROOKHAVEN LN BRECKSVILLE, OH 44141 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $539 | — | $539 | 4.78% |
| BROKER'S ALLIANCE OF OHIO INC.5 | 10185 BROOKHAVEN LN BRECKSVILLE, OH 44141 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $284 | $284 | 2.52% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 149 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 149 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 117 | $71K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 124 | $15K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 149 | $39K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 148 | $35K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 147 | $31K |
| Other(4 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 149 | $67K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 149 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.