| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DURHAM & BATES AGENCIES INC3 | 1211 SW 5TH AVE STE 2800 PORTLAND, OR 972043728 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | $39K | $43K | 3.89% |
| DURHAM & BATES AGENCIES INC3 Filed as: DURHAM & BATES AGENCIES, INC. | 1211 SW 5TH AVE STE 2800 PORTLAND, OR 97204 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $2K | $6K | 20.14% |
| DURHAM & BATES AGENCIES INC3 Filed as: DURHAM & BATES AGENCIES INC. | 1211 SW 5TH AVENUE STE 2800 PORLAND, OR 97204 | VISION SERVICE PLAN | $972 | — | $972 | 5.99% |
| HEARTSEASE LLC3 | 1521 NE 63RD AVE HILLSBORO, OR 97124 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $480 | $2K | 12.27% |
| DURHAM & BATES AGENCIES INC3 | 1211 SW 5TH AVENUE PORTLAND, OR 97204 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 7.81% |
| WORKSITE BENEFITS GROUP INC3 | 112 NW 114TH ST VANCOUVER, WA 98685 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $243 | $206 | $449 | 3.10% |
| BENEFITS BY DESIGN INC3 | 2101 NE 279TH ST RIDGEFIELD, WA 98642 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $218 | $58 | $276 | 1.91% |
| DURHAM & BATES AGENCIES INC3 Filed as: DURHAM & BATES AGENCIES, INC | 1211 SW 5TH AVE STE 2800 PORTLAND, OR 97204 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $751 | $2K | 16.00% |
| THE LADD GROUP, LLC5 Filed as: THE LADD GROUP LLC | 1306 NW HOYT ST STE 404 PORTLAND, OR 97209 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 11.70% |
| DURHAM & BATES AGENCIES INC3 Filed as: DURHAM & BATES AGENCIES, INC. | 1211 SW 5TH AVE STE 2800 PORTLAND, OR 97204 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $555 | $2K | 20.65% |
| DURHAM & BATES AGENCIES INC3 | 1211 SW 5TH AVE STE 2800 PORTLAND, OR 97204 | UNITED OF OMAH LIFE INSURANCE COMPANY | $1K | $483 | $2K | 20.40% |
| THE LADD GROUP, LLC5 Filed as: THE LADD GROUP LLC | 1306 NW HOYT ST STE 404 PORTLAND, OR 97209 | UNITED OF OMAH LIFE INSURANCE COMPANY | $0 | $420 | $420 | 4.70% |
| DURHAM & BATES AGENCIES INC3 Filed as: DURHAM & BATES AGENCIES, INC. | 1211 SW 5TH AVE STE 2800 PORTLAND, OR 97204 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $572 | $497 | $1K | 18.69% |
| DURHAM & BATES AGENCIES INC3 Filed as: DURHAM & BATES AGENCIES, INC. | 1211 SW 5TH AVE STE 2800 PORTLAND, OR 97204 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $497 | $441 | $938 | 18.88% |
| THE LADD GROUP, LLC5 Filed as: THE LADD GROUP LLC | 1306 NW HOYT ST STE 404 PORTLAND, OR 97209 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $420 | $420 | 8.45% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 177 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 177 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 177 | $1.1M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 177 | $1.1M |
| Vision | VISION SERVICE PLAN | 83 | $16K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 165 | $44K |
| Short-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 49 | $11K |
| Long-term disability(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 49 | $19K |
| Other(5 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 165 | $74K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 177 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.