Welfare broker

BENEFITS BY DESIGN INC

Mailing address (most recent filing)

2101 NE 279TH STREET

RIDGEFIELD, WA 98642

Total comp: $310K
Commissions: $195K
Fees: $115K
Filings: 89
Sponsors: 89

Carrier mix

Where BENEFITS BY DESIGN INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

DELTA DENTAL OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
DELTA DENTAL OF CALIFORNIA	1	$1.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MS	1	$1.3M	0.2%	248.48x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BENEFITS BY DESIGN INC's plans by broker comp / premium ratio. Median 8.64% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BENEFITS BY DESIGN INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BENEFITS BY DESIGN INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ANDERSON REGIONAL MEDICAL CENTER ANDERSON REGIONAL MEDICAL CENTER HEALTH BENEFIT PLAN	MS	$1.3M	$116K	DELTA DENTAL INSURANCE COMPANY