Welfare broker

DURHAM & BATES AGENCIES INC

Mailing address (most recent filing)

1211 SW 5TH AVENUE

SUITE 2800

PORTLAND, OR 97204

Carrier mix

Where DURHAM & BATES AGENCIES INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	2	$2.0M	40.0%
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$9K	20.0%
UNITEDHEALTHCARE INSURANCE COMPANY	1	$1.2M	20.0%
MEDIEXCEL HEALTH PLAN	1	$74K	20.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OR	3	$3.2M	0.3%	62.74x
VA	2	$83K	0.1%	18.36x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DURHAM & BATES AGENCIES INC's plans by broker comp / premium ratio. Median 9.43% vs welfare-wide median 6.29% (n=5).

Prospect-flag exposure · vs market baseline

Share of DURHAM & BATES AGENCIES INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-5 of 5 sponsors where DURHAM & BATES AGENCIES INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
VANDERHOUWEN & ASSOCIATES, INC VANDERHOUWEN & ASSOCIATES, INC. HEALTH AND WELFARE PLAN	OR	$1.2M	$64K	UNITEDHEALTHCARE INSURANCE COMPANY
HALLMARK INNS & RESORTS, INC. HALLMARK INNS & RESORTS EMPLOYEE BENEFITS PLAN	OR	$417K	$60K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
EYEHEALTH NORTHWEST PC EYEHEALTH NW PC HEALTH & WELFARE PLAN	OR	$1.6M	$25K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
WALASHEK INDUSTRIAL & MARINE, INC. WALASHEK INDUSTRIAL & MARINE, INC. WELFARE BENEFIT PLAN	VA	$74K	$7K	MEDIEXCEL HEALTH PLAN
WALASHEK INDUSTRIAL & MARINE, INC. WALASHEK INDUSTRIAL & MARINE, INC. GROUP TERM LIFE AND ADD PLAN	VA	$9K	$901	UNUM LIFE INSURANCE COMPANY OF AMERICA