| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LAPORTE & ASSOCIATES, INC3 Filed as: LAPORTE & ASSOCIATES, INC. | 5515 SE MILWAUKIE AVE PORTLAND, OR 972024900 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $26K | $164 | $27K | 3.25% |
| LA PORTE AND ASSOCIATES INC3 Filed as: LA PORTE AND ASSOCIATES, INC. | 5515 SE MILWAUKIE AVE PORTLAND, OR 972024900 | PRINCIPAL LIFE INSURANCE COMPANY | $7K | $3K | $10K | 8.75% |
| MICHAEL LEROY ALLEY3 | 5285 MEADOWS ROAD #370 LAKE OSWEGO, OR 97035 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $596 | $3K | $3K | 17.94% |
| LA PORTE AND ASSOCIATES INC3 Filed as: LA PORTE & ASSOC INC | 5515 SE MILWAUKIE AVE PORTLAND, OR 972024900 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | — | $3K | 15.08% |
| KERRI CORL-WEILAND3 | 14511 SW CORNERSTONE LANE SHERWOOD, OR 97140 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $402 | $3K | 14.35% |
| GORDON FREDERICK WOLLEN3 | 2205 WEST DOLARWAY ROAD ELLENSBURG, WA 98926 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $251 | $2K | 12.56% |
| CASEY RATHMANNER3 | 6075 CHILDS RD LAKE OSWEGO, OR 97035 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $591 | $2K | $2K | 11.51% |
| PREMIER WORKSITE SOLUTIONS INC3 | 112 NW 114TH ST VANCOUVER, WA 98685 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $175 | $213 | $388 | 2.06% |
| GABRIEL ANGEL CANALS3 | 1329 NE 236TH WOOD VILLAGE, OR 97060 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $170 | $151 | $321 | 1.71% |
| HUGO GRANJA FLORES3 | 5807 SE CESAR E CHAVEZ BLVD PORTLAND, OR 972024900 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $66 | $25 | $91 | 0.48% |
| MARCI TALBURT3 Filed as: MARCI ANNE TALBURT | 4721 AZALEA GLEN ROAD GLENDALE, OR 99744 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $32 | $10 | $42 | 0.22% |
| RAQUEL LOSADA MONROY3 | 817 NE DELP ROAD CAMAS, WA 98607 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $38 | $3 | $41 | 0.22% |
| MARGARET BRYANT3 | 18014 SW BELMORE AVE LAKE OSWEGO, OR 97035 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | $2 | $17 | 0.09% |
| ZINA OSTER3 | 3153 FOREST DR CHEYENNE, WY 82001 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 168 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 168 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 230 | $118K |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 230 | $137K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 230 | $118K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 230 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.