Welfare broker

MARGARET BRYANT

Mailing address (most recent filing)

18014 BELMORE AVENUE

LAKE OSWEGO, OR 97035

Total comp: $150K
Commissions: $140K
Fees: $10K
Filings: 35
Sponsors: 35

Carrier mix

Where MARGARET BRYANT places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$115K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$115K	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MARGARET BRYANT's plans by broker comp / premium ratio. Median 51.71% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MARGARET BRYANT's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MARGARET BRYANT is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
RIDGELINE MANAGEMENT COMPANY RIDGELINE MANAGEMENT COMPANY HEALTH PLAN	TX	$115K	$60K	COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY