Welfare broker

MICHAEL LEROY ALLEY

Mailing address (most recent filing)

2189 SOUTHEAST 12TH AVENUE

CANBY, OR 97013

Total comp: $14K
Commissions: $11K
Fees: $3K
Filings: 10
Sponsors: 10

Carrier mix

Where MICHAEL LEROY ALLEY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

NORTHWESTERN MUTUAL100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
NORTHWESTERN MUTUAL	1	$92K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OR	1	$92K	0.1%	104.57x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MICHAEL LEROY ALLEY's plans by broker comp / premium ratio. Median 12.25% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MICHAEL LEROY ALLEY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MICHAEL LEROY ALLEY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PACIFIC REALTY ASSOCIATES, LP GROUP TERM LIFE INSURANCE PLAN	OR	$92K	$11K	NORTHWESTERN MUTUAL