| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH & FEEK INC | 2233 112TH AVE NE BELLEVUE, WA 98004 | SUN LIFE ASSURANCE COMPANY OF CANADA | $19K | — | $19K | 1.53% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS, INC. EIN 52-1590516 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Claims processing; Contract Administrator; Other services Service code 12 | — | $169K |
| AETNA INC. EIN 06-6033492 NONE | Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | — | $117K |
| PARKER SMITH & FEEK, INC. EIN 91-0660018 NONE | Consulting (general); Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 16 | — | $87K |
| US BANK EIN 31-0841368 NONE | Custodial (securities); Direct payment from the plan; Custodial (other than securities) Service code 18 | — | $54K |
| STOLL LAW GROUP PLLC EIN 91-1730364 NONE | Legal; Direct payment from the plan Service code 29 | — | $24K |
| ALASKA VACCINE ASSESSMENT PROGRAM NONE | Direct payment from the plan; Other services Service code 49 | P.O. BOX 1885 CONCORD, NH 033021885 | $23K |
| ANASTASI, MOORE & MARTIN, PLLC EIN 20-8149084 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $19K |
| RENALOGIC EIN 22-3857341 NONE | Claims processing; Other services; Direct payment from the plan Service code 12 | — | $16K |
| COLOR ART PRINTING NONE | Other services; Direct payment from the plan Service code 49 | 430 W 7TH AVE SUITE 10 ANCHORAGE, AK 99501 | $12K |
| WILLIS OF WISCONSIN, INC. NONE | Direct payment from the plan; Consulting (general) Service code 16 | 93033 NETWORK PLACE CHICAGO, IL 606731930 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 456 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 456 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | SYMETRA LIFE INSURANCE COMPANY | 426 | $7K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 438 | $1.3M |
| Other | SYMETRA LIFE INSURANCE COMPANY | 426 | $7K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 438 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.