| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 | 582 W 36TH AVE SUITE 300 ANCHORAGE, AK 99503 | HARTFORD LIFE AND ACCIDENT | $82K | — | $82K | 4.34% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA LLC | 318 E CARRUTH LANE DOUBLE OAK, TX 75077 | HARTFORD LIFE AND ACCIDENT | $15K | $51K | $66K | 3.48% |
| WEBTPA EMPLOYER SERVICES LLC3 | 6535 STATE HWY 161 SUITE 100 IRVING, TX 75039 | HARTFORD LIFE AND ACCIDENT | — | $17K | $17K | 0.88% |
| ACRISURE LLC3 Filed as: ACRISURE SOUTHEAST PARTNERS INS | SERVICES LLC 582 EAST 36TH ST, SUITE 300 ANCHORAGE, AK 99503 | FOUR EVER LIFE INS CO. | $6K | — | $6K | 10.00% |
| ACRISURE LLC3 | 582 E 36TH SBR STE 300 ANCHORAGE, AK 99503 | HARTFORD LIFE AND ACCIDENT | $6K | — | $6K | 10.00% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA LLC | 318 E CARRUTH LANE DOUBLE OAK, TX 75077 | HARTFORD LIFE AND ACCIDENT | — | $2K | $2K | 2.77% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,979 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 53 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,032 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | FOUR EVER LIFE INS CO. | 0 | $64K |
| Dental | FOUR EVER LIFE INS CO. | 0 | $64K |
| Vision | FOUR EVER LIFE INS CO. | 0 | $64K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 1,975 | $1.9M |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 1,975 | $1.9M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 1,975 | $1.9M |
| Prescription drug | FOUR EVER LIFE INS CO. | 0 | $64K |
| Other(2 contracts) | HARTFORD LIFE AND ACCIDENT | 1,975 | $2.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,975 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.