No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AW REHN & ASSOCIATES EIN 91-1008626 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $783K |
| RAEL & LETSON EIN 91-1701048 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $78K |
| RAINIER INVESTMENT MANAGEMENT EIN 91-0331935 NONE | Investment management; Direct payment from the plan Service code 28 | — | $73K |
| HMS NONE | Other fees; Direct payment from the plan Service code 50 | PO BOX 166409 IRVING, TX 75016 | $51K |
| EXPRESS SCRIPTS NONE | Direct payment from the plan; Claims processing Service code 12 | ONE EXPRESS WAY ST LOUIS, MO 63121 | $41K |
| MCKENZIE ROTHWELL BARLOW & COUGHRAN EIN 91-0889948 NONE | Legal; Direct payment from the plan Service code 29 | — | $27K |
| WASHINGTON TRUST BANK PARTY-IN-INTEREST | Account maintenance fees; Custodial (securities); Direct payment from the plan Service code 19 | PO BOX 2127 SPOKANE, WA 99210 | $24K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $13K |
| ANASTASI MOORE & MARTIN EIN 20-8149084 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,245 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 18 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,263 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | WESTPORT INSURANCE CORPORATION | 3,116 | $604K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,116 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.