| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFITMALL | 2111 E. HIGHLAND AVE PHOENIX, AZ 85016 | UNION LABOR LIFE INSURANCE COMPANY | $53K | — | $53K | 2.00% |
| LABOR BENEFITS, LLC | 10104 SENATE DRIVE, STE 233 LENHAM, MD 20706 | UNITED AMERICAN INSURANCE COMPANY | $26K | — | $26K | 2.00% |
| NONE | — | UNITED AMERICAN INSURANCE COMPANY | — | — | $0 | 0.00% |
| NONE | — | SYMETRA LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS EIN 38-2383171 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $480K |
| AK TEAMSTER ESC EIN 92-0046048 PARTY-IN-INTEREST | Contract Administrator; Direct payment from the plan Service code 13 | — | $422K |
| AETNA EIN 06-6033492 NONE | Direct payment from the plan; Contract Administrator Service code 13 | 151 FARMINGTON AVE. HARTFORD, CT 06156 | $421K |
| RAEL & LETSON EIN 94-1701048 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $163K |
| HEALTHCARE STRATEGIES, INC. EIN 52-1874471 NONE | Direct payment from the plan; Claims processing Service code 12 | P.O. BOX 37039 BALTIMORE, MD 21297 | $95K |
| AMWINS RX EIN 05-0461576 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $83K |
| ALASKA VACCINE ASSESSMENT PROGRAM NONE | Direct payment from the plan; Contract Administrator Service code 13 | P.O. BOX 1885 CONCORD, NH 033021885 | $81K |
| BRIDGEHEALTH MEDICAL, INC EIN 26-0804648 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $47K |
| EIDE BAILLY LLP EIN 45-0250958 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $39K |
| WELLS FARGO EIN 94-3081343 NONE | Direct payment from the plan; Investment management Service code 28 | — | $38K |
| MONDRESS MONACO PARR LOCKWOOD PLLC EIN 91-1917286 NONE | Legal; Direct payment from the plan Service code 29 | — | $25K |
| GREG MORRIS EIN 76-0702672 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $18K |
| VISION SERVICE PLAN EIN 92-0078509 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $17K |
| HCCMCA EIN 94-3283661 NONE | Direct payment from the plan; Claims processing Service code 12 | 1469 HOLY CROSS DRIVE FAIRBANKS, AK 99709 | $15K |
| ZELIS CLAIMS INTEGRITY LLC EIN 86-1040704 NONE | Contract Administrator; Direct payment from the plan Service code 13 | 2 CROSSROADS DRIVE BEDMINSTER, NJ 07921 | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,541 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,541 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | UNITED AMERICAN INSURANCE COMPANY | 510 | $2.2M |
| Life insurance | SYMETRA LIFE INSURANCE COMPANY | 1,526 | $135K |
| Prescription drug(2 contracts) | UNITED AMERICAN INSURANCE COMPANY | 510 | $2.2M |
| Other(2 contracts, 2 carriers) | UNION LABOR LIFE INSURANCE COMPANY | 1,541 | $2.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,541 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.