| Provider | Services | Address | Compensation |
|---|---|---|---|
| AK TEAMSTER ESC EIN 92-0046048 PARTY-IN-INTEREST | Contract Administrator; Direct payment from the plan Service code 13 | — | $575K |
| BENESYS EIN 38-2383171 NONE | Direct payment from the plan; Insurance services Service code 23 | — | $561K |
| AETNA NONE | Direct payment from the plan; Insurance services Service code 23 | 151 FARMINGTON AVE. HARTFORD, CT 06156 | $486K |
| PARKER, SMITH, & FEEK EIN 91-0660018 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $183K |
| BRIDGEHEALTH MEDICAL, INC EIN 26-0804648 NONE | Direct payment from the plan; Insurance services Service code 23 | — | $148K |
| HEALTHCARE STRATEGIES, INC. NONE | Direct payment from the plan; Claims processing Service code 12 | P.O. BOX 37039 BALTIMORE, MD 21297 | $111K |
| HCCMCA NONE | Direct payment from the plan; Claims processing Service code 12 | 1469 HOLY CROSS DRIVE FAIRBANKS, AK 99709 | $93K |
| MONDRESS MONACO PARR LOCKWOOD PLLC EIN 91-1917286 NONE | Legal; Direct payment from the plan Service code 29 | — | $52K |
| HEMMING MORSE EIN 30-0702322 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $36K |
| CLIFTON LARSON ALLEN EIN 41-0746749 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $33K |
| WILLIS OF TENNESSEE NONE | Consulting (general) Service code 16 | 29982 NETWORK PLACE CHICAGO, IL 60673 | $30K |
| WELLS FARGO EIN 94-1347393 NONE | Investment management; Direct payment from the plan Service code 28 | — | $28K |
| VISION SERVICE PLAN EIN 92-0078509 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $25K |
| GREG MORRIS EIN 76-0702672 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $21K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,794 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,794 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED AMERICAN INSURANCE COMPANY | 607 | $2.4M |
| Life insurance | SYMETRA LIFE INSURANCE COMPANY | 1,843 | $156K |
| Prescription drug | UNITED AMERICAN INSURANCE COMPANY | 607 | $2.4M |
| Other(2 contracts, 2 carriers) | UNION LABOR LIFE INSURANCE COMPANY | 1,874 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,874 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.